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    • List of Articles Credit

      • Open Access Article
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        1 - The Effect of Financial Reporting Readability on Debt Capacity of Firms listed in Tehran Stock Exchange
        Mohammad Imani Barandagh leyla rezaei milad rahimi
        https://doi.org/10.82563/JETAAF.2023.20231208783644
      • Open Access Article
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        2 - Using Clustering and Genetic Algorithm Techniques in Optimizing Decision Trees for Credit Scoring of Bank Customers
        Mahmood Alborzi Mohammad Khanbabaei M. E. Mohammad Pourzarandi
      • Open Access Article
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        3 - Using Clustering and Genetic Algorithm Techniques in Optimizing Decision Trees for Credit Scoring of Bank Customers
        Mahmood Alborzi Mohammad Khanbabaei M. E. Mohammad Pourzarandi
      • Open Access Article
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        4 - A presentation of pattern for Accreditation of Islamic Azad University (IAU)
        Kioumars Niaz Azari
      • Open Access Article
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        5 - A presentation of pattern for Accreditation of Islamic Azad University (IAU)
        Kioumars Niaz Azari
      • Open Access Article
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        6 - Design and Implementation of an Appropriate Model for Allocating Bank Loans
        M. E. Mohammad Pourzarandi M. Minouei H. Nikoomaram
      • Open Access Article
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        7 - Construction and lived experience of marketing elites from the agricultural marketing model in Iran with a mixed approach and validation
        bijan Alizadeh Abdollah Naami mohammad nasrollahniya
        10.30495/enkn.2023.70258.1056
      • Open Access Article
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        8 - Identifying and validating effective strategies on the governance system in veterans' sports
        mohmmad ali baigi tayebeh zargar bahram ghadimi akbar afarinesh khaki
        10.30495/jism.2023.75610.1082
      • Open Access Article
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        9 - Credit rating of the bank legal customers by using the improved modified Russell model (Case study: the legal customers of Arak Melli Bank)
        M. izadikhah M. shamsi
      • Open Access Article
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        10 - Credit Risk Test Stress Model of the Banking Industry under Macroeconomic Scenarios
        mohsen Ziaee Bidhendy Mehrzad Minooee Mirfaz Fallah shams
      • Open Access Article
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        11 - The effect of non-commitment condition on banks' exemption in documentary documents
        mohammad reza bagheri jafar jamali ali zare
        10.30495/jlap.2022.20407
      • Open Access Article
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        12 - Comparative study of legal nature for credit cards in Iranian and American legal systems
        علی Zare ثمر Olfatpoor
      • Open Access Article
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        13 - Comparative Study About Voluntary Assignment of Right
        داوود Bozorgmehr علیرضا Yazdanian
      • Open Access Article
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        14 - Voluntary ssignment of debt with an overview to French law
        Davood Bozorgmehr Alireza Yazdanian Masood Reza Ranjbar Sahraee
      • Open Access Article
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        15 - Providing a decision support system to assess the credit risk of real bank customers
        Sirous Azizollahi Mahdi Madanchi Zaj Ghasem Mohseni Mehrdad Hosseini Shakib
      • Open Access Article
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        16 - Analyzing the Credit Scoring Elements of Legal Clients in Private Banks Using MICMAC-ISM Approach
        Samaneh Shariatmadari Mehdi Homayonfar Keyhan Azadi amir daneshvar
      • Open Access Article
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        17 - The Effect of Liquidity Risk and Credit Risk on Financial Stability Banking industry in Iran; Multiple regression approach
        Moosa Bozorg Asl Farrokh Barzideh Mohammad Taghi Samadi
      • Open Access Article
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        18 - The Impact of Financial Risk on the Efficiency in the Tehran Stock Exchange Companies
        Amir Hossein Erza Farnaz Seifi
      • Open Access Article
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        19 - The role of Liquid-claims, free cash flow and capital structure in optimizing financial leverage (Case study: Iran's Capital Markets Banking Industry)
        Masomeh Azarnia Abd-Almajid Dehghan Ali Nobari Tabrizi
      • Open Access Article
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        20 - The effect of financial intelligence on the behavior of customers using credit cards in the branches of Bank Mellat in Tehran
        Akbar Eftekhari Aliabadi
      • Open Access Article
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        21 - Estimate & Simulation of Correlated Default Risk with Use Stochastic Intensity Model
        کریم نوروزی پور حسن داداشی مهدی محمدی
      • Open Access Article
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        22 - Credit Risk Modeling of Bank's Credit Portfolio (Case Study: Refah Bank)
        Mohammad Saeed Haidary Seyed Babak Ebrahimi Negin Mohebbi
      • Open Access Article
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        23 - A Model of Secondary Mortgage Market ; Suit the Requirements of Iran (As one of the substrates required for credit risk management in money market)
        سجاد سیاح محمد صفری
      • Open Access Article
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        24 - Analysis among shareholders, creditors and government conflicts in cash interest division approach to game theories
        Majid Sabzeh Reza Tehrani Yasser Kargari
      • Open Access Article
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        25 - Examining the Effect of Corporate Governance Indicators on Credit Ratings with Regard to the EMS model (Case study: Tehran Stock Exchange)
        Hoosein Vazifehdust1 Maysam Ahmadvand M. Javad Sadehvand
      • Open Access Article
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        26 - The study of effective factors on probability of default banks' credit facilities (The case study of legal customer of Export Development Bank of Iran)
        شمس اله شیرین بخش ندا یوسفی جهانگیر قربان زاد
      • Open Access Article
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        27 - Liquidity Risk Management of Firms in Accordance with Sharia Through Private Deposit Funds
        Ali Rahneshin
      • Open Access Article
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        28 - Designing a Model for Credit Evaluation of Legal Costumers in Banks by Using 5C Index
        Farzaneh Heidarpoor Mostafa Karzebhi
      • Open Access Article
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        29 - Default Predicting of Facilities given to Enterprises: clients of non-bank depositary institutions
        Shadanloo Ameri Siahoee HAMIDREZA KORDLOUIE Seyed Mohammad Abdollahi Keyvani
      • Open Access Article
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        30 - Design and develop a model of credit risk in the banking system (Multilevel Modelling)
        Teimor Mohammadi Hadi Johari
      • Open Access Article
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        31 - Evaluation of academic entrepreneurship based on the standards of the Accreditation Institute of Higher Education ACEEU (Case: Islamic Azad University, Mashhad branch)
        Javad Tavasoli Noghabi Hamideh Reshadatjoo Mohammadali Hosseini
      • Open Access Article
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        32 - The Role of Main Indicators of Earnings Quality in Estimating Credit Risk
        reza bondari Abolghasem Masihabadi Mohammad Reza Shourvarzi
      • Open Access Article
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        33 - Investigating the Effect of Establishing Accreditation Standards on the Rate of Mortality of Patients in Selected Hospitals of Mashhad
        Zahra Abedi پوران رئیسی Leila Riahi
      • Open Access Article
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        34 - The Survey of Effective Factors on Hospital Accreditation Scoring Method in Iran
        ladan ghadami iravan masoudi somayeh hesam mahmoud modiri
      • Open Access Article
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        35 - Designing and presenting the Accreditation Model of Public Hospitals
        Hamdollah Manzari Tavakoli Navid Fatehi Rad Zahra Shokooh Marzieh Khodaei
      • Open Access Article
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        36 - Review of Pharmacy Accreditation Program Models: A Review and Narrative Study
        shahram akbari kamran hajinabi laila riahi
      • Open Access Article
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        37 - The Effect of Accreditation Interventions on Patient Safety Measurement in Operating Rooms of one of Tehran Social Security Hospitals
        Zeinolabedin Aghaee Talikani Leila Riahi Amir Ashkan Nasiripour
        10.30495/jhm.2022.68090.11050
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        38 - Presenting the Accreditation Model of Human Resource Management in Iranian Hospitals
        hashem rahimi alisaraei hamidreza rezaee kelidbari morad rezaei dizgah
        10.30495/jhm.2023.73010.11134
      • Open Access Article
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        39 - The Current Models of Credit Portfolio Management: A Comparative Theoretical Analysis
        A. Derbali S. Hallara
      • Open Access Article
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        40 - Identifying and ranking the variables affecting credit guarantees on the growth and development of the export market Using Group Decision Making Technique (MCDM)
        Somayeh Hozouri Mohammad ail abdolvand Amir Hossein Yavari Nik
      • Open Access Article
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        41 - Presenting the Customer Experience Management Model in Real Estate Marketing with a Mixed Approach
        Reza kochakpour nesfi H. R. Saeednia Hamid Saeedi rahim mohtaram
      • Open Access Article
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        42 - Feasibility study of endowment of credit money according to Islamic jurisprudence
        naser alidoostishahraki saeed tajikzadeh saeed alizadeh
        10.30495/jijl.2021.17354
      • Open Access Article
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        43 - Investigating the origin of credit rights in jurisprudence and law
        Seyed Mahmood Nabavian Seyed Moohamad Mahdi Nabavian
        10.30495/jijl.2021.17341
      • Open Access Article
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        44 - Non Responsibility to Prove the Poor Debtor Insolvency (Preceded by a non-financial liabilities)
        Salman Ahmadi Alireza Amini
      • Open Access Article
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        45 - A Criticism on the Implementation of Financial Condemnation from the Jurisprudence Point of View
        Salman Ahmadi Alireza Amini
      • Open Access Article
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        46 - Investigating the Effect of Risk of Non-Repayment of Debts on Credit Rating Due to the Adjusting Role of Financial Constraints
        zohreh hajiha Auob Ghorbani
        10.30495/jma.2021.19285
      • Open Access Article
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        47 - Pathology achieving construction budget in Tehran during the first four years of the fourth development plan
        کرم اله دانش فرد حاجیه رجبی فرجاد
      • Open Access Article
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        48 - Designing ‏and ‏explaining ‏the ‏ranking ‏model ‏and ‏credit ‏rating ‏transfer ‏using ‏data ‏envelopment ‏analysis ‏model ‏and ‏Markov ‏chain
        farid heidarifard farhad hanifi gholamreza zomorodian
        10.30495/jma.2022.20579
      • Open Access Article
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        49 - Measuring efficiency score by cross-efficiency method in data envelopment analysis and its relation to profitability and risk in banks admitted to Tehran stock exchange
        Donya Shikh-hasani Malihe Alifarri Balal Karimi
      • Open Access Article
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        50 - The Impact of Government Budget Allocation (Capital and Recurrent Expenditure) on Income Inequality across the Provinces (Case Study of Iran)
        mohammad amin nahal bijan baseri manijeh hadinejad
        10.30495/jma.2023.23162
      • Open Access Article
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        51 - Designing and validating the organizational culture model for the Iranian higher education system
        firouz mahde Mohammad Mojtaba Zadeh Naghi Kamali
      • Open Access Article
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        52 - Presenting a pattern of money laundering control in the banking system of the Government of Iran with emphasis on the factor of public culture
        abdolmahdi torabiyan masoud pourkiani saeid sayadi
      • Open Access Article
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        53 - The Typology of Interest-Free Loan Funds and Women Potency; the Traditional Micro Credits Model in Iran
        Soheila Alirezanezhad
      • Open Access Article
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        54 - The role of rural development , rural housing improvement funds ( Case study : Abarghan, Rural district , Sarab county )
        sayyad Irani Heris jafar abazari
      • Open Access Article
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        55 - Experimental Analysis of Non-Formal Costs Imposed on the Municipality of Ajin Due to Non-Allocation of Civil Credits
        Seyyed Mahdi i Hosseinin siavash moradimokaram hamid asadi
      • Open Access Article
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        56 - Identification Effective Factors on Social - Economic Empowerments of Rural Women memberships of Micro-credit Funds of the Firouzkouh County
        kayvan shoja chaghervand Farhad Lashgarara Maryam Mahmoodi
      • Open Access Article
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        57 - Analysis of Allocation of Credit Facilities Granted by Agricultural Bank to Create Job Opportunities in the Agricultural Sector: The Case of Farmers in Bushehr Province
        Nader Naderi Sahar Rostami
      • Open Access Article
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        58 - Analysis of the Challenges of Micro-Credit Fund of Rural Women in Lorestan Province
        Mojtaba Salehi Mehdi Rahimian Saeed Gholamrezai
      • Open Access Article
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        59 - Using DEA for Classification in Credit Scoring
        Hoda Golshani Hadi Bagherzadeh Valami Alireza Davoodi
      • Open Access Article
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        60 - Technical-Environmental Economical Feasibility Study of Geothermal Heat Pumps
        Farideh Atabi Seyed Mohammad Reza Heibati Setareh Mehrkhou
      • Open Access Article
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        61 - Evaluation of the effectiveness of environmental education to IT department of Samen Credit Institue to design green data center to develop using renewable energy and environmentally friendly technologies
        Maryam Ghods Golshan Seyed Ali Jozi
        10.22034/jest.2017.11077
      • Open Access Article
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        62 - The effect of leverage ratios customers on credit risk in Iranian Banks using mixed effects model (fixed and random)
        Teimor Mohammadi Hadi Johari
      • Open Access Article
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        63 - Credit Risk Modeling: Spline based logistic regression Survival approach
        Mohammad Ali Rastegar Mahdi Eidi Goosh
      • Open Access Article
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        64 - Investigating the effect of risk and competitiveness indicators of banks on systemic risk with the marginal expected shortfall (MES) approach using the GMM model
        meysam fadaee vahed mohammad Ali Dehghan Dehnavi ali divandari meysam amiry
      • Open Access Article
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        65 - Explain the application of the theory of constraints model to assess credit risk in banks
        Mohammadreza Khezri poor mohammadhamed Khanmohammadi faegh ahmadi HAMIDREZA KORDLOUIE
      • Open Access Article
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        66 - A study Of the contagion of financial helplessness and credit risk in the country's banking system
        Mohsen Shoja Veshvad Gholamreza Zomordian Mohammad Ebrahim Pourzarandi Mehrzad Minouie
      • Open Access Article
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        67 - Dynamic analysis of a comprehensive model of risk management in the banking system using a systems thinking approach
        seyyed yahya asadollahi aliasghar taherabady farhad shahveisi farshid kheirollahi
      • Open Access Article
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        68 - Effect of asset-liability management on credit risk
        hadi farnian Fraydoon Rahnamay Roodposhti taghi torabi
      • Open Access Article
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        69 - Bank Client Accreditation and Ranking: A Case Study of Saderat Bank of Iran
        alireza torabian mohammad reza nahidi amirkhiz siyavosh jani roghayeh hasanzadeh
      • Open Access Article
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        70 - The Effects of Social Performance Indices on the Credit Risk of Iranian Banking Industry
        Saber Akbarian Ali Asghar Anvary Rostamy Nader Rezaei Rasoul Abdi
      • Open Access Article
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        71 - Investigating Credit Risk Assessment Using Indicators Affecting the Relationship between Financial Development and Economic Growth - Markov Switching Approach
        seyedfazlollah aniran seyyed ali nabavi ali sorayaei
      • Open Access Article
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        72 - The contagiousness of the risk of financial distress in Iranian banks with a dynamic conditional turbulence approach
        Behrouz Barzegar mir feiz Fallah Shams maryam khalili araghi hashem nikoomaram
      • Open Access Article
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        73 - Investigating Factors Affecting Credit Risk Customers' Credit Risk Using Survival Function Analysis (Tehran Branches)
        ahmadreza elahi rahmatollah mohamadipur esfandiar mohamadi
      • Open Access Article
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        74 - Impact of Financial constraints on Fluctuate down to up of stock returns with Credit rating
        zohreh Hajiha Aiob Ghorbani
      • Open Access Article
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        75 - Design of Financial Procedure Patterns for supply Chain with Credit Coverage Approach by Agricultural Bank
        mahdi hajian mohsen hamidian roya darabi
      • Open Access Article
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        76 - Modeling Customers Credit Rating Based on Life Cycle and Financial Ratios: Approach of Discriminant Analysis
        abdolreza valiolahi vahidreza mirabi mohmmad hosein ranjbar
      • Open Access Article
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        77 - The Effect of Banking Credit Clients Validation on Economic Growth in Iran (Case study of Bank Saderat Iran)
        alireza torabian mohammadreza nahidi amirkhiz siyavosh jani roghayeh hasanzadeh
      • Open Access Article
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        78 - Examining the Impact of Managers' Social Capital on Bank Risks
        seyed moosa mohamadi Reza Gholami jamkarani mirfeiz fallah shams
      • Open Access Article
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        79 - Explaining the credit rating model in the investment industry
        Samaneh Pahlavan mohammadhamed Khanmohammadi shohreh yazdani
      • Open Access Article
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        80 - Identify and rank the challenges of (determining) fair value measurement in the implementation of International Financial Reporting Standard No. 13 (IFRS13) in Iranian non-governmental banks using Meta-synthesis qualitative analysis and SWARA method and provide a solution using the ARAS technique.
        samaneh zarerafi Gholamhasan Taghi Nataj Malekshah Azita Jahanshad Farzaneh heidarpoor
      • Open Access Article
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        81 - Credit rating modeling of pharmaceutical companies in Iran
        saeed sirghani behrooz khodarahmi javad rezazadeh jalil delkhah
        10.30495/jik.2024.23166
      • Open Access Article
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        82 - Credit risk management in the banking system - A comparative approach of Data Envelopment Analysis and Neural Network and Logistic Regression
        Marziyeh Ebrahimi Shghagi Abdollah Daryabor
      • Open Access Article
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        83 - Feasibility of using credit default swaps money market
        Ebrahim Abbasi Ameneh Jalilvand
      • Open Access Article
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        84 - Comprehensive Model of Credit Risk Management in the Banking System of Iran
        Ali Saqafi Jamal Damghanyan Sajjad Sayyah Hosein Khozuei
      • Open Access Article
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        85 - Agent-oriented modeling for credit risk analysis
        Homa Azizi Mohammadali Rastgav
      • Open Access Article
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        86 - Examining the Effects of Securitization Process on Credit Risk and Banking Stability: Empirical Evidence from Commercial Banks in Iran
        Mohammad Hossein Fatheh Sepideh Ghaffari
      • Open Access Article
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        87 - Loan Securities with Credit Risk Coverage Approach
        Fraydoon Rahnamay Roodposhti Mansoureh Gholamreza
      • Open Access Article
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        88 - Credit Derivatives: Shari'aa & Economic Feasible Study For Banks Credit Risk Improvement
        Ali Rostami M. R. Ranjbar Fallah M. Khademolhoseini Ardakani M. H. Habibi A. Jamali Neishaboor M. Ali Mohammadi
      • Open Access Article
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        89 - Survey the Effects of Micro Finance Credits Fund on the Rural Women’s Managerial Empowerment (Case Study: Alamout Region)
        Mohammad Mahdi Mozaffari Mohammad Sadegh Ziaee
      • Open Access Article
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        90 - Investigating the Simultaneous Relationship between Credit and Liquidity Risks and Their Impacts on Financial Stability of Banks; A Quintile Regression Approach
        Musa Bozorg Asl Farrokh Barzideh Mohammad Taghi Samadi
      • Open Access Article
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        91 - Economic policy uncertainty, banks’ lending decisions
        Nader Rezaei Alireza Norouzi
      • Open Access Article
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        92 - Factors affecting the success of microcredit funds in economic empowerment of rural women in Bahar city
        Roholah Rajaei shohre taj simin armaghan
      • Open Access Article
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        93 - Comparative Study of the Movie "Mum's Guest" Based on Gérard Genette's Theory
        Ehsan Avani
      • Open Access Article
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        94 - A study of the system of educational implications of existential communication in the field of the Holy Quran
        hosein shirafkan mahdi davari ali ghazanfari
      • Open Access Article
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        95 - Planning and Accreditation Towhidi Education Pattern in Youth Era from Quran and Traditions Viewpoint
        Qader Hossein Zadeh Ahmad Salahshouri Ali Hosseini Mehr
      • Open Access Article
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        96 - Identifying and Validating Pathology of Elementary Teacher Appointment in Education
        Ahmad Ahmadi Farsani Fariba Karimi Badri Shah Talebi
      • Open Access Article
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        97 - Accreditation of the dimensions and components of the curriculum model based on augmented reality technology in the primary education system.
        Somayyeh  Haghighat Hamidreza Motamed Alireza Ghasemizad
      • Open Access Article
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        98 - Jurisprudential arguments for the legitimacy of electronic documentary credits
        Younes Kazerani Seyed Askari Hoseini Moghadam
        10.71660/aqojap.2021.2201-1612
      • Open Access Article
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        99 - Religious Rituals and Credits and Their Role in Human Perfection
        Mehrdad Hasanbaygi Mohammad Kazem Forghani
      • Open Access Article
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        100 - The Impact of Independent Managers withOutstanding Relationship on Financial CommercialCredit in Tehran Stock Exchange Companies
        Zahra Bameri Mojgan Safa
        10.71907/sebaa.2021.2109-1025
      • Open Access Article
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        101 - The Speed of Capital Structure Adjustment: An Empirical Test of Companies' Behavior in Periods of Credit Expansion and Contraction
        Mehdi Maranjory Marzieh Rezaeirad
        10.71907/sebaa.2024.2308-1125
      • Open Access Article
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        102 - Identifying and Validating the Components of Teaching Metacognitive Skills based on Quantum Thinking to Student Teachers
        Azam Karimi Abbas Qholtash Aliasghar Mashinchi
        10.71788/JSRE.2025.901154
      • Open Access Article
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        103 - Provide a new approach to identify and detect credit card fraud using ANN - ICA
        Javad Balaee kodehi Mohammad Tahghighi Sharabyan
      • Open Access Article
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        104 - Designing an Expert System for Credit Rating of Real Customers of Banks Using Fuzzy Neural Networks
        Mohammadreza Abbasi Astamal Rahim Rahimi
        10.22034/amfa.2019.577561.1128
      • Open Access Article
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        105 - Evaluating the Factors Affecting on Credit Ratings of Accepted Corporates in Tehran Securities Exchange by Using Factor Analysis and AHP
        Ahmad Mohammaddoost Mir Feiz Falah Shams Dialestani Madjid Eshaghi Gordji Ali Ebadian
        10.22034/amfa.2020.1899553.1421
      • Open Access Article
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        106 - Presenting a Conceptual Framework to Increase the Return and Reduce Risk (A case study: customers of Mellat Bank of Arak)
        Mohammad Moradi Mohammad Sadegh Horri iraj Nouri
        10.22034/amfa.2022.1931043.1594
      • Open Access Article
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        107 - Presenting the smart pattern of credit risk of the real banks’ customers using machine learning algorithm.
        Hojjat Tajik Ghodratollah Talebnia Hamid Reza Vakili Fard Faegh Ahmadi
        10.22034/amfa.2022.1950520.1689
      • Open Access Article
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        108 - Designing the Optimal Model of Banking Assets and Liabilities Management based on System Dynamics Approach
        fatemeh Taheri Mohammad Setayesh mohammad hasan janani mahmoud hematfar
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