List of Articles ریسک اعتباری Open Access Article Abstract Page Full-Text 1 - Design and Implementation of an Appropriate Model for Allocating Bank Loans M. E. Mohammad Pourzarandi M. Minouei H. Nikoomaram Open Access Article Abstract Page Full-Text 2 - Credit rating of the bank legal customers by using the improved modified Russell model (Case study: the legal customers of Arak Melli Bank) M. izadikhah M. shamsi Open Access Article Abstract Page Full-Text 3 - Designing a mathematical model for measuring credit risk by credit rating using data coverage analysis model farid heidarifar farhad hanifi gholamreza zomorodian Open Access Article Abstract Page Full-Text 4 - The Effect of Liquidity Risk and Credit Risk on Financial Stability Banking industry in Iran; Multiple regression approach Moosa Bozorg Asl Farrokh Barzideh Mohammad Taghi Samadi Open Access Article Abstract Page Full-Text 5 - The Impact of Financial Risk on the Efficiency in the Tehran Stock Exchange Companies Amir Hossein Erza Farnaz Seifi Open Access Article Abstract Page Full-Text 6 - The role of Liquid-claims, free cash flow and capital structure in optimizing financial leverage (Case study: Iran's Capital Markets Banking Industry) Masomeh Azarnia Abd-Almajid Dehghan Ali Nobari Tabrizi Open Access Article Abstract Page Full-Text 7 - Estimate & Simulation of Correlated Default Risk with Use Stochastic Intensity Model کریم نوروزی پور حسن داداشی مهدی محمدی Open Access Article Abstract Page Full-Text 8 - Credit Risk Modeling of Bank's Credit Portfolio (Case Study: Refah Bank) Mohammad Saeed Haidary Seyed Babak Ebrahimi Negin Mohebbi Open Access Article Abstract Page Full-Text 9 - A Model of Secondary Mortgage Market ; Suit the Requirements of Iran (As one of the substrates required for credit risk management in money market) سجاد سیاح محمد صفری Open Access Article Abstract Page Full-Text 10 - Investigating the relationship between probability of default and capital structure by KMV model . شهلا آذری پناه میرفیض فلاح شمس Open Access Article Abstract Page Full-Text 11 - The study of effective factors on probability of default banks' credit facilities (The case study of legal customer of Export Development Bank of Iran) شمس اله شیرین بخش ندا یوسفی جهانگیر قربان زاد Open Access Article Abstract Page Full-Text 12 - Designing a Model for Credit Evaluation of Legal Costumers in Banks by Using 5C Index Farzaneh Heidarpoor Mostafa Karzebhi Open Access Article Abstract Page Full-Text 13 - Default Predicting of Facilities given to Enterprises: clients of non-bank depositary institutions Shadanloo Ameri Siahoee HAMIDREZA KORDLOUIE Seyed Mohammad Abdollahi Keyvani Open Access Article Abstract Page Full-Text 14 - Design and develop a model of credit risk in the banking system (Multilevel Modelling) Teimor Mohammadi Hadi Johari Open Access Article Abstract Page Full-Text 15 - Designing and explaining the ranking model and credit rating transfer using data envelopment analysis model and Markov chain farid heidarifard farhad hanifi gholamreza zomorodian 10.30495/jma.2022.20579 Open Access Article Abstract Page Full-Text 16 - Measuring efficiency score by cross-efficiency method in data envelopment analysis and its relation to profitability and risk in banks admitted to Tehran stock exchange Donya Shikh-hasani Malihe Alifarri Balal Karimi Open Access Article Abstract Page Full-Text 17 - The effect of leverage ratios customers on credit risk in Iranian Banks using mixed effects model (fixed and random) Teimor Mohammadi Hadi Johari Open Access Article Abstract Page Full-Text 18 - Credit Risk Modeling: Spline based logistic regression Survival approach Mohammad Ali Rastegar Mahdi Eidi Goosh Open Access Article Abstract Page Full-Text 19 - Explain the application of the theory of constraints model to assess credit risk in banks Mohammadreza Khezri poor mohammadhamed Khanmohammadi faegh ahmadi HAMIDREZA KORDLOUIE Open Access Article Abstract Page Full-Text 20 - A study Of the contagion of financial helplessness and credit risk in the country's banking system Mohsen Shoja Veshvad Gholamreza Zomordian Mohammad Ebrahim Pourzarandi Mehrzad Minouie Open Access Article Abstract Page Full-Text 21 - Dynamic analysis of a comprehensive model of risk management in the banking system using a systems thinking approach seyyed yahya asadollahi aliasghar taherabady farhad shahveisi farshid kheirollahi Open Access Article Abstract Page Full-Text 22 - Effect of asset-liability management on credit risk hadi farnian Fraydoon Rahnamay Roodposhti taghi torabi Open Access Article Abstract Page Full-Text 23 - Bank Client Accreditation and Ranking: A Case Study of Saderat Bank of Iran alireza torabian mohammad reza nahidi amirkhiz siyavosh jani roghayeh hasanzadeh Open Access Article Abstract Page Full-Text 24 - The Effects of Social Performance Indices on the Credit Risk of Iranian Banking Industry Saber Akbarian Ali Asghar Anvary Rostamy Nader Rezaei Rasoul Abdi Open Access Article Abstract Page Full-Text 25 - Investigating Credit Risk Assessment Using Indicators Affecting the Relationship between Financial Development and Economic Growth - Markov Switching Approach seyedfazlollah aniran seyyed ali nabavi ali sorayaei Open Access Article Abstract Page Full-Text 26 - The contagiousness of the risk of financial distress in Iranian banks with a dynamic conditional turbulence approach Behrouz Barzegar mir feiz Fallah Shams maryam khalili araghi hashem nikoomaram Open Access Article Abstract Page Full-Text 27 - Investigating Factors Affecting Credit Risk Customers' Credit Risk Using Survival Function Analysis (Tehran Branches) ahmadreza elahi rahmatollah mohamadipur esfandiar mohamadi Open Access Article Abstract Page Full-Text 28 - Design of Financial Procedure Patterns for supply Chain with Credit Coverage Approach by Agricultural Bank mahdi hajian mohsen hamidian roya darabi Open Access Article Abstract Page Full-Text 29 - Examining the Impact of Managers' Social Capital on Bank Risks seyed moosa mohamadi Reza Gholami jamkarani mirfeiz fallah shams Open Access Article Abstract Page Full-Text 30 - Identify and rank the challenges of (determining) fair value measurement in the implementation of International Financial Reporting Standard No. 13 (IFRS13) in Iranian non-governmental banks using Meta-synthesis qualitative analysis and SWARA method and provide a solution using the ARAS technique. samaneh zarerafi Gholamhasan Taghi Nataj Malekshah Azita Jahanshad Farzaneh heidarpoor Open Access Article Abstract Page Full-Text 31 - Credit risk management in the banking system - A comparative approach of Data Envelopment Analysis and Neural Network and Logistic Regression Marziyeh Ebrahimi Shghagi Abdollah Daryabor Open Access Article Abstract Page Full-Text 32 - Feasibility of using credit default swaps money market Ebrahim Abbasi Ameneh Jalilvand Open Access Article Abstract Page Full-Text 33 - Comprehensive Model of Credit Risk Management in the Banking System of Iran Ali Saqafi Jamal Damghanyan Sajjad Sayyah Hosein Khozuei Open Access Article Abstract Page Full-Text 34 - Agent-oriented modeling for credit risk analysis Homa Azizi Mohammadali Rastgav Open Access Article Abstract Page Full-Text 35 - Examining the Effects of Securitization Process on Credit Risk and Banking Stability: Empirical Evidence from Commercial Banks in Iran Mohammad Hossein Fatheh Sepideh Ghaffari Open Access Article Abstract Page Full-Text 36 - Loan Securities with Credit Risk Coverage Approach Fraydoon Rahnamay Roodposhti Mansoureh Gholamreza Open Access Article Abstract Page Full-Text 37 - Investigating the relationship between Default risk of banks and risk-return of their stocks in Tehran Stock Exchange Abdolmajid Dehghan Mohsen Farhadi sharif Abad Alireza Fahimi Open Access Article Abstract Page Full-Text 38 - Investigating the Simultaneous Relationship between Credit and Liquidity Risks and Their Impacts on Financial Stability of Banks; A Quintile Regression Approach Musa Bozorg Asl Farrokh Barzideh Mohammad Taghi Samadi Open Access Article Abstract Page Full-Text 39 - Economic policy uncertainty, banks’ lending decisions Nader Rezaei Alireza Norouzi Open Access Article Abstract Page Full-Text 40 - Designing a multi agent credit scoring System applying ensemble learning Ahmad Ghodselahi Hamidreza Naji Ashakan Amir madhi Open Access Article Abstract Page Full-Text 41 - Quantitative studies in the management of the banking industry in order to increase customer satisfaction and profitability (case study: Bank Mellat) Mohammad Moradi Mohammad Sadegh Horri Iraj Noori 10.30495/qrm.2023.1991352.1032 Open Access Article Abstract Page Full-Text 42 - بررسی ضرورت اعتبار سنجی مشتریان از دیدگاه آموزه های اسلامی و ارائه الگوی بهینه احمدرضا راضی علی محمدی آشنائی Open Access Article Abstract Page Full-Text 43 - بررسی توان پیش بینی درآمد بالقوه مشتریان در مقابل سابقه اعتباری آنها جهت باز پرداخت تسهیلات دریافتی در بانک ملت مطالعه موردی بانک ملت استان زنجان مریم خلیلی عراقی منصوره علیقلی جواد محمدی Open Access Article Abstract Page Full-Text 44 - Identification and scoring of Corporate client applying for credit In terms of credit risk by using hybrid ANP-Promethee method (Case Study Refah K. Bank) Saeed Sefidgaran Hasan Haleh Open Access Article Abstract Page Full-Text 45 - The effect of audit quality on reducing credit risk and liquidity risk of banks listed on the Tehran Stock Exchange mohamad mohamadi morteza kazemi Open Access Article Abstract Page Full-Text 46 - The Probability of Default on Payable Facilities of the First Micro Finance Bank in Herat Afghanistan Mohammad Sadeq Mohammadi Mostafa KarimZadeh Mehdi Behname 10.30495/eco.2021.1918882.2468 Open Access Article Abstract Page Full-Text 47 - Customers' Credit Risk Evaluation Using LINMAP Analysis (A Case Study on an Iranian Commercial Bank) Seyed Ali Naji Esfahani Mohammad Ali Rastegar Open Access Article Abstract Page Full-Text 48 - Investigating the relationship between corporate payment services and credit risk in corporate banking Mohammad Hossein Salehi parviz saeidi Maryam Bokharayan Open Access Article Abstract Page Full-Text 49 - Identifying the dimensions and components of jihadi management with the aim of optimal management of the credit risk in the network of car manufacturers’’ dealerships Hamid reza Radmannejad Mohammad Ebrahim Mohammad Pourzarandi Mehrzad Minouei Open Access Article Abstract Page Full-Text 50 - Investigation the Effect of Credit Risk on Financial Stability in the Islamic Banking System Alireza Heidarzadeh Hanzaei Open Access Article Abstract Page Full-Text 51 - Identification the Factors Affecting the Probability of Non- Repayment of Banks Credit Facilities Naser Ali Yadolahzadeh Tabari Erfan Memarian Atefeh Nasiri Open Access Article Abstract Page Full-Text 52 - How Banks Credit Risk Responds to Shocks of Currency, Inflation and Government Expenditures in Iran اکبر خدابخشی سیداحسان حسینی دوست علی خلوصی 10.30495/ECJ.1403.1061151 Open Access Article Abstract Page Full-Text 53 - Determinants of Foreign Financing in Iran and Selected Countries: BMA Approach Saeed Akbarpour Habib Aghajani Jafar Haghighat 10.30495/ECJ.1403.1062054 Open Access Article Abstract Page Full-Text 54 - آزﻣﻮﻥﺗﺠﺮﺑﯽتأثیرﺭﯾﺴﮏ ﻓﻀﺎﯼﮐﺴﺐﻭﮐﺎﺭﺑﺮﺭﺍﺑﻄﻪ ﺑﻴﻦﺭﯾﺴﮏ ﺍﻋﺘﺒﺎﺭﯼﻭعملکرد مالی در صنعت بانکداری ایران محمد بیگدلی مهدی تقوی علی اسماعیل زاده مرجان دامن کشیده Open Access Article Abstract Page Full-Text 55 - بانکداری اسلامی وریسک، یک تحلیل تطبیقی سید سجاد علم الهدی Open Access Article Abstract Page Full-Text 56 - تاثیر عوامل درونی و بیرونی صنعت بانکداری بر ریسک اعتباری بانکها در ایران محمد جواد محقق نیا محمدعلی دهقان دهنوی محیا بائی Open Access Article Abstract Page Full-Text 57 - The Impact of Credit Risk on the Banking System's Performance: (PANEL VAR Approach) علی احمدی حسینعلی احمدی جشفقانی اصغر ابوالحسنی هستیانی Open Access Article Abstract Page Full-Text 58 - Modeling of Political Communications of the Board of Directors and Credit Risk Empirical Evidence of Iran's Interest-Free Banking System (Dynamic Panel Data Approach Ali Heydari Ezatullah Abbasian Farzaneh KHalili Open Access Article Abstract Page Full-Text 59 - Designing and developing a model for optimal credit risk management in the network of after-sales service companies of automakers Hamid reza Radmannejad Mohammad Ebrahim Mohammadpoor Zarandi Mehrzad minouei Open Access Article Abstract Page Full-Text 60 - Investigating the Impact of Business Unit Lifetime (Company Age) in Multidimensional Analysis Method for Predicting Legal Credit Risk of Legal Purchase (Case Study of Commercial Banks) Neda Razmi ali laalbar Soleyman Hasan nejad Open Access Article Abstract Page Full-Text 61 - Designing Credit Risk Early-warning System for Individual and Corporate Customers of the Banks using Neural Network Models, Survival Probability Function and Support Vector Machine Roya Derakhshani Mirfeiz Fallah hosein jahangirnia Reza Gholami jamkarani Hamidreza kordlouie Open Access Article Abstract Page Full-Text 62 - بررسی تاثیر ریسک اعتباری بر نرخ نقدینگی و مدیریت سود بانک ها علی نجفی مقدم رضا صفا Open Access Article Abstract Page Full-Text 63 - ریسک مالی و سود سهام بانک های پذیرفته شده در بورس اوراق بهادار اسداله افشاری سهیلا پیرولی Open Access Article Abstract Page Full-Text 64 - The Relationship between Credit Risk and the Rate of Interest Allocated to Different Islamic Contracts in Agricultural Bank of Kurdestan Province Zohreh Hajiha Farzaneh Heidarpoor Zanyar Rajaee Open Access Article Abstract Page Full-Text 65 - Usage of ZPP Model in Credit Risk Prediction elahe kamali mirfeiz fallah Farhad hanifi Open Access Article Abstract Page Full-Text 66 - Credit risk optimization model for crowdfunding process by using Neural Network(MLP) ALI MALEKI Ali Zare Hashem NiKoumaram Shadi Shahverdiani Open Access Article Abstract Page Full-Text 67 - Design of Credit Risk Assessment Model by Predicting Credit Rating Transfer Using Markov Chain Process Farid Heidarifar Farhad Hanifi gholamreza zomorodian Open Access Article Abstract Page Full-Text 68 - Financial Innovation Test in Banking: Providing a Hybrid Model for Forecasting and Assessing Credit Risk of Medium and Small Enterprises (SMEs) in Commercial Banks Kokab Sharifi Amir Mohammadzadeh Hashem Nikoumaram Naser Hamidi Open Access Article Abstract Page Full-Text 69 - Merge And Credit risk zeinab khalil arjomandi Masoud Taherinia Azam Ahmadyan Ahmad Sarlak Open Access Article Abstract Page Full-Text 70 - Designing an Inference System Based on Hierarchical Fuzzy Rules for Validating Bank Clients. masome tadris hasani Maghsoud Amiri Open Access Article Abstract Page Full-Text 71 - Forecasting Probability of default of Corporations with the Merton model: Using Capital Asset Pricing Model with Time Varying Beta mehdi sabeti Gholamreza Zomorodian mirfeyz fallah mehrzad minuyi Open Access Article Abstract Page Full-Text 72 - Designing a Credit Risk Management Model in the Network of after-sales service companies Using Financial Components of After-Sales Services and Metaheuristic Algorithms (Case study: Saipa's after-sales service company(Saipa Yadak)) Hamid reza Radmannejad Mohammad Ebrahim Mohammad Pourzarandi Mehrzad Minouei Open Access Article Abstract Page Full-Text 73 - The Use of Delphi-Fuzzy and Fuzzy-DEMATEL Approach to Identify and Evaluate Effective Factors on Credit Risk of Real Bank Melli Customers in Iran Masoud Rezaei Aghmashhadi Gholamreza Mahfoozi Farzad Rahimzadeh Open Access Article Abstract Page Full-Text 74 - Application of Fuzzy Delphi Integrated Approach / Multiple Logistic Regression in Identifying and Assessing the Credit Risk of Real Bank Mellat Customers sirous Azizollahi Mahdi Madanchi Zaj ghasem Mohseni Mehrdad Hosseini Shakib Open Access Article Abstract Page Full-Text 75 - Prediction of Default Risk Using Structural Models at Tehran Stock Exchange Saeid Fallahpour Masood Tadi Open Access Article Abstract Page Full-Text 76 - Negative relationship between credit risk and currency risk with returns of stock prices of banks in Iran(Aproach ARIMA-GARCH-M) Naer Seifollahi Open Access Article Abstract Page Full-Text 77 - رویکرد شبکه عصبی مبتنی بر کلونی زنبور عسل مصنوعی سعید فلاح پور رضا راعی محمد هندیجانی Open Access Article Abstract Page Full-Text 78 - بررسی کاربرد استفاده از مدل KMV در پیشبینی ریسک ورشکستگی حسن قالیباف منیژه افشار Open Access Article Abstract Page Full-Text 79 - Credit risk management in banks using a hybrid approach Narges Delafrooz Mahdi Homayounfar maryam taghipour tamijani Open Access Article Abstract Page Full-Text 80 - رویکرد حداقل مربعات ماشین بردار پشتیبان مبتنی بر الگوریتم ژنتیک جهت تخمین رتبه اعتباری مشتریان بانکها احمد پویان فر سعید فلاح پور محمدرضا عزیزی Open Access Article Abstract Page Full-Text 81 - Examining the Effective Factors on Commercial Bank Profitability of Iran Using Panel ARDL Method Iraj Shariatzadeh Mehdi Shabanzadeh Gholamreza Zomorodian Open Access Article Abstract Page Full-Text 82 - Estimating the probability of Loss of Credit Portfolio using the sharp asymptotic method and Latent variable model Mohammad reza Haddadi Reza Maaboudi Saeedeh Fallahyan Open Access Article Abstract Page Full-Text 83 - Effects of Related Party Transactions on Firms’ Credit Ratings Roya Darabi MORTEZA SADEGHI 10.30495/jdaa.2023.702089 Open Access Article Abstract Page Full-Text 84 - Modeling and identification of nonfragile variables affecting credit risk in Tejarat Bank with an emphasis on fintech technologies Rahman Rahimi Fahemeh Sarraf Mahboobeh Jafari Bijan Safavi 10.30495/afi.2023.1975352.1181 Open Access Article Abstract Page Full-Text 85 - Investigating the contrarian trading strategy performance in the Tehran stock exchange based on the firm's risk criteria Ebrahim Qashqai Allah Karam Salehi ali mahmoodirad 10.30495/afi.2023.1972605.1172 Open Access Article Abstract Page Full-Text 86 - operational and credit risk model on planning management and efficiency of banks admitted to the stock exchange Seyed Siavash Abolghasemi , Seyed Ali , Nabavi Chashmi Erfan Memarian Mohammad Taghipour Open Access Article Abstract Page Full-Text 87 - The effect of managerial ability on the relationship between credit risk and liquidity risk with the probability of bank default Shokoufeh Etebar Shohre Ebrahimi Open Access Article Abstract Page Full-Text 88 - The effect of Credit and Liquidity risks of barter and QARZ AL-HASANEH contracts on the Stability of Iranian Banks Ehsan JaliliFard Mohammad Sokhanvar tahereh akhoondzadeh 10.30495/ECOMAG.1403.1126066 Open Access Article Abstract Page Full-Text 89 - Factors Influencing Loan Default Among Farmers In Mamasani S. A. Hoseini M. Zibaei