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List of Articles Hassan Habibi Machiani Open Access Article Abstract Page Full-Text 1 - Modeling the Application of Knowledge Management System in Order to Improve the Technology Governance in the Automotive Industry of Iran Using the Data Mining Environment Komeil Akbarnezhadbaei Mahmood Mohammadi Abdollah Kouloubandi Mohammad Taghipour Open Access Article Abstract Page Full-Text 2 - operational and credit risk model on planning management and efficiency of banks admitted to the stock exchange Seyed Siavash Abolghasemi , Seyed Ali , Nabavi Chashmi Erfan Memarian Mohammad Taghipour