List of Articles Financial management

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  1 - Examine the relationship between financial risk tolerance and investment properties (financial intelligence, skills, financial management, wealth) based on native Donald- Case Study of the Tehran Stock Exchange
  Saeid Aghasi Ehsan Aghasi Sahar Biglari
  The present study aims to investigate the relationship between financial risk Tolerance and Client characteristics (Financial Numeracy, Financial Management Skill, Net worth) based on Donald in Tehran Stock Exchange. Financial Numeracy, Financial Management Skill, Net w More

  The present study aims to investigate the relationship between financial risk Tolerance and Client characteristics (Financial Numeracy, Financial Management Skill, Net worth) based on Donald in Tehran Stock Exchange. Financial Numeracy, Financial Management Skill, Net worth are independent variables, financial risk Tolerance is dependent variable on this research. the main idea about this hypothesis that are (between Client characteristics and financial risk Tolerance have meaning relation , the data gathering at the 1392, at the this search we use several Analysis statistics such as the first accounted for percentage , frequency , median and mean values , the second enlisted Pearson and Spearman correlations , Eta , F, T and multiple regression tests .the financial risk Tolerance was positively correlated with : Financial Numeracy, Financial Management Skill, Net worth . For respondents all of variable are not same, financial management skills are more important than other variables specially for young people. All of parameter on Lisrel statistics are meaningful. RMSEA for this model is. /04, the model is useful. Manuscript profile
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  2 - Investigation Effect of Financial Literacy and Money Management on Personal Financial Management of Tehran stock exchange investors
  Zahra Shirazian
  The purpose of this research is to study the role of financial literacy and money management on personal financial management of Tehran Stock Exchange investors. This research, in terms of type, is a descriptive survey and is a quantitative and applied research that has More

  The purpose of this research is to study the role of financial literacy and money management on personal financial management of Tehran Stock Exchange investors. This research, in terms of type, is a descriptive survey and is a quantitative and applied research that has been implemented cross-sectionally. The statistical population of this study was investors in the Tehran Stock Exchange. The Morgan table used 384 people as sample by simple random sampling method. The data gathering tool was a standard questionnaire for financial literacy, money management and personal finance management. Validity of the questionnaires was assessed through factor validity and their reliability through Cronbach's alpha. Data were analyzed using partial least squares and Smart Pialas software. The findings of this study confirm the significant effect of financial literacy and money management and their components on personal financial management of Tehran Stock Exchange investors. The evidence did not show any indirect effect. Manuscript profile
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  3 - Students’ knowledge and understanding of personal financial security Analysis of students’ attitude towards knowledge of personal financial security
  Mahsa Kiyanoosh Mohammad Jalili Mousa Ahmadi Davoud Hosseynabadi Sadeh
  The aim of this research is to study and analyze students’ attitude and their level of understanding towards knowledge of personal financial security. In order to succeed in life it is essential to have financial security knowledge, which is why 120 Business Mana More

  The aim of this research is to study and analyze students’ attitude and their level of understanding towards knowledge of personal financial security. In order to succeed in life it is essential to have financial security knowledge, which is why 120 Business Management students of MA degree majoring in Financial Management and Marketing fields of study in Islamic Azad University of Abhar, admitted in 2010, were selected and studied based on aggregate data analysis. The adapted models of research are the two criteria; life satisfaction and the competency of past researches. The data collection tool of the present research has been questionnaires, which after quality and quantity analysis of the gathered data through variance analysis (ANOVA), have shown the attitude and knowledge of business management students of Azad University of Abhar toward personal financial security, do not differ considering their major (marketing and financial management) and gender Manuscript profile
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  4 - Role of Investment Opportunities Set (IOS) in Companies Financing Policy
  Mahdi Gholipour Khaneghah Shahin Ramtinnia
  In this paper, the evidence of contract theory regarding the effect of investment opportunities on financing policies is provided using 10125 data collected from 225 companies with non-financial nature and non-negative equity which were active from 2011 to 2015 in the f More

  In this paper, the evidence of contract theory regarding the effect of investment opportunities on financing policies is provided using 10125 data collected from 225 companies with non-financial nature and non-negative equity which were active from 2011 to 2015 in the firms list of the Tehran Stock Exchange. In order to achieve reliable results and avoid the consequences of limited periods of time, regression of the integrated data was used as the statistical model. The ratio of properties market to book value, the ratio of stock market to book value, the inverse ratio of price to income, and the criterion derived from factor analysis were used to quantify the concept of investment opportunities and their real options. Financing policy was extracted using the ratio of market value of debts to equities. The results showed that after controlling the effects of companies’ size and their profitability, a significant inverse relationship existed between investment opportunities and development and use of debt in the structure of capital of the surveyed companies. The obtained results are compatible with theoretical explanations in the theory of investment opportunities and contracts between stakeholders in the studied companies.     Manuscript profile
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  5 - Financial management and Dungeon Kruger's (self-help)
  Behzad Pahleh Seyed Mozaffar Mirbargkar Abolfazl Zolghadr
  The Dunning-Kruger effect is a kind of cognitive bias in unprofessional people who suffer from the illusion of superiority and incorrectly evaluate their ability to be overly real. This bias is attributed to the metacognitive inability of unprofessional individuals to i More

  The Dunning-Kruger effect is a kind of cognitive bias in unprofessional people who suffer from the illusion of superiority and incorrectly evaluate their ability to be overly real. This bias is attributed to the metacognitive inability of unprofessional individuals to identify their disability and is a blood stream in the human body. Financial managers also suffer from this cognitive error in their own assessment of others, as financial managers with a level of ability and experience usually evaluate themselves more often than they are. For example, those who have the capability of an accounting expert have their own accounting officer and those who have the ability to become accounting officer, they identify themselves as financial advisors and those who are capable of a financial manager, as financial advisers, and usually themselves more than what they are. Or vice versa, they are less than what they are, which is due to self-esteem or self-righteousness, or to Duning Kruger's. In this research, we examine the characteristics and general criteria of financial managers and identify the skills of financial managers, and the results show that the skills of financial managers are usually more than what they have in them.   Manuscript profile
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  6 - Presenting and explaining the model of the role of behavioral characteristics and financial literacy of real investors on their financial management components in the Iranian capital market
  RouhAllah gheysari Allah Karam Salehi Soghra Ghobadi
  10.22034/amfa.2022.1912745.1503
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  7 - Public financial management: assessment and ranking of drivers, influencing factors and consequences
  Mehdi Aghamohammad gholamreza kordestani Hosein Kazemi
  Objective: The implementation of the financial management system of the public sector and the improvement of efficiency have led to create an incentive in the field of reforming the financial management system of the public sector.Method: It is a descriptive (non-experi More

  Objective: The implementation of the financial management system of the public sector and the improvement of efficiency have led to create an incentive in the field of reforming the financial management system of the public sector.Method: It is a descriptive (non-experimental) survey method. The statistical sample of the research includes 165 accountants and financial managers, budget managers, financial experts, university lecturers, in the data analysis section, ranking was done using the importance of factors and model fitting or structural equation method.Findings: The rate of progress in new technologies in causal conditions, decentralization and increased flexibility in contextual conditions, cultural values in interventionists, reforming the tax system in strategies and increasing social welfare.Conclusion: The evaluation and ranking of modern public financial management in Iran, it was found that the model of modern public financial management has causal, contextual, intervening conditions, strategies and consequences, each of which, in the order of ranking, has the items of new technologies, increasing citizens' expectations, increasing corruption and poverty. severe limitation of the country's financial resources and legal and international requirements and regional competition; Decentralization and increasing flexibility, reforming the motivation and incentives and commitment of managers, reforming the method of training and counseling, creating an integrated information system, developing human resources and equipment and technology, and rules and regulations and procedures; Cultural values, leadership and management and involvement of politicians and politicization. Manuscript profile
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  8 - Top Web-preservation programs’ solutions for coping with management challenges of digital preservation
  Hajar Sotudeh Kianoosh Rashidi
  Purpose: The present study aims to verify top web preservation projects and programs in order to explore their preferred solutions in tackling management challenges including legal, access, organizational and financial management challenges. Methodology: A documentary More

  Purpose: The present study aims to verify top web preservation projects and programs in order to explore their preferred solutions in tackling management challenges including legal, access, organizational and financial management challenges. Methodology: A documentary method was used to identify and analyze web-preservation-related literature, including papers, handbooks, web sites and documents. The programs’ persons in charge were also questioned via a researcher-made checklist. Findings: Legal management challenges can be categorized into robot exclusion protocol and copyright issues. Access management issues include kinds of accessible materials, access types, and access embargos. Organizational management challenges comprise preservation strategies, kinds of the organization in charge, the extent of the organization activities, project execution models, the level of cooperation or execution of the project, the specialty of cooperating organizations, kinds of cooperation and specialties of the archive staffs. The financial management issues include the budgets and funding agencies. Conclusion: The operational programs were found to choose various solutions to overcome the legal, access, organizational and financial management challenges. However, there still remains a wide range of problems hindering an ideal implementation.       Manuscript profile
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  9 - The effect of financial management Practices on the financial performance of companies listed on the Tehran Stock Exchange
  hamid kakaei Mehdi Mazaheri Gholamreza abbasi Hamideh Honarmand
  The purpose of this study was to investigate the impact of financial management measures on financial performance. The research was applied in terms of purpose and quantitative in terms of data type and based on descriptive survey studies. The statistical sample include More

  The purpose of this study was to investigate the impact of financial management measures on financial performance. The research was applied in terms of purpose and quantitative in terms of data type and based on descriptive survey studies. The statistical sample included 150 managers of companies listed on the Tehran Stock Exchange in the period 2011-2022. Data analysis was performed using SPSS and PLS software. Structural equation modeling has also been used to study the conceptual model and research hypotheses. Finally, after examining the hypotheses, GOF index was used to examine the model fit to predict endogenous variables. The results show that financial management measures have a positive and significant effect on the financial performance of companies listed on the Tehran Stock Exchange. The results also showed that financial management measures, which include components such as investment measures, working capital management measures, profit sharing measures and capital structure decision-making measures, have a positive and significant impact on companies' financial performance. Manuscript profile
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  10 - Identifying the Dimensions of the Financial Management Model
  مهدی آقامحمد غلامرضا کردستانی حسین کاظمی
  10.30495/faar.2021.687686
  Publicfinancial management includes a set of in accounting systems, procedures and rules, financial reporting, budgeting, auditing and internal control in order to use financial resources efficiently and effectively, promote transparency and accountability in the public More

  Publicfinancial management includes a set of in accounting systems, procedures and rules, financial reporting, budgeting, auditing and internal control in order to use financial resources efficiently and effectively, promote transparency and accountability in the public sector. The purpose of this studyto identify and examine the dimensions of the modern public financial management model.In this study, the qualitative method and contextapproach have been used. The required information collected and analyzed in 1398 throughsemi-structured interviews with 37 experts. The analysis of the interviews, due to the increase in citizens' expectations and legal and international requirements and severe limitations of financial resources in the country, reforms are needed in the general financial management systems, including budgeting, service pricing system, tax system, system urnover and performance management system. It is alsonecessary to separate policy from implementation, improve audit and internal control systems, and manage resource consumption to move toward modern public financial management. Of course, in this regard, the impact of factors such as culture, norms and values, leadership management, political involvement and the existence of capacity and capabilities such as equipment and technology, integrated information systems and organizational structure reform, decentralization and flexibility and system establishment Motivate and amend laws, regulations and procedures. Reforming the public financial management system leads to increased transparency and accountability, increased social welfare, reduced  corruption and poverty؛ increased productivity؛ citizenship and reduced bureaucracy and good governance Manuscript profile
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  11 - Evaluating the effectiveness of financial therapy on financial literacy, personal financial management and money management, to fuzzy logic
  najmeh tavakoli Zaniyani Masoud taherinia Daruosh Jalali Ebrahim Givaki
  The commitment and acceptance financial therapy helps individual to by teaching them financial skills along with changes in monetary beliefs and financial behaviors. to have an overview of his/her own set of decisions and reduce the effect of mental errors on financial More

  The commitment and acceptance financial therapy helps individual to by teaching them financial skills along with changes in monetary beliefs and financial behaviors. to have an overview of his/her own set of decisions and reduce the effect of mental errors on financial decisions.This is a practical and quasi-experimental study. The statistical population of the study was 20 bazaars in Shahrekord in 2020 who underwent training and interventions related to financial therapy based on acceptance and commitment in 10 sessions of 120minutes and completed the research questionnaires before and after training. In order to analyze the data in the traditional way, SPSS25 statistical software and Matlab software were used for fuzzy data analysis. The results show that financial therapy based on the approach of acceptance and commitment to increase financial literacy, improve money management And personal financial management are effective in both quantitatively and qualitatively.Another result of this study is more accurate measurement of fuzzy model for evaluating the effectiveness of financial therapy based on acceptance and commitment than the traditional evaluation method. Manuscript profile
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  12 - Financial mind map A New Approach to Personal Financial Advice
  Hadi Haratian Ali Najafi Moghadam
     Decision making in humans is based on a combination of reason and emotion, so in financial decisions, a simple modeling of financial models based on a fully functional market and a completely rational person would not be useful. As a result, behavioral mode More

     Decision making in humans is based on a combination of reason and emotion, so in financial decisions, a simple modeling of financial models based on a fully functional market and a completely rational person would not be useful. As a result, behavioral models in financial decisions are needed so we could have a realistic analysis of personal financial behavior to provide financial advice.  The present paper aims to provide a new strategy for personal financial counseling under the title "Financial Mind Map". Considering the need for personal financial management in the life of each person and the impact of financial behavior and personal financial intelligence on financial decisions, we tried to incorporate these points into key Financial Mind Maps. Also, because the Financial Mind Map of the person has come out of his mind, reviewing it out for financial advice can be very helpful in improving and increasing the impact of financial counseling on financial mentality and continuing financial behavior of the applicant. After performing the research, it was determined that several factors such as: financial intelligence, financial behavior, Behavioral Bias, Personality bridges of investment, Financial knowledge, decision making, Personal finance management, Resources and financial expenses, They are effective on Financial Mind Map. Manuscript profile
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  13 - Strategic Financial Management Using Identifying Necessary Factors for Implementing Performance Based Budgeting System in Islamic Azad University
  maryam takhtaishahi Rahmatollah Mohammadipour mahmoud hematfar
  Budget is the most important planning tool for managing each organization, and budgeting as a statement of the situation and forecasting revenues and expenses for a period will help the manager to control the financial health of the area. Accordingly, the purpose of thi More

  Budget is the most important planning tool for managing each organization, and budgeting as a statement of the situation and forecasting revenues and expenses for a period will help the manager to control the financial health of the area. Accordingly, the purpose of this research is to investigate the effect of managerial, structural and environmental factors on the establishment of a functional budgeting system in Islamic Azad University in the direction of financial strategic management and to determine the impact of each of these factors. For this purpose, library and field methods have been used to collect information. A field questionnaire was used to assess the validity and reliability of that control, and Cronbach's alpha was 82%. The statistical population consists of 100 staff members and professors in the field of budgeting, officials and administrative, financial and planning deputies of Islamic Azad University. Research hypotheses and data were analyzed using descriptive and inferential statistics, Smirnoff-Kolmogorov, T one sample run test, Chi-square and Friedman tests by SPSS software. The results show that the implementation of the functional budgeting system in Azad University is possible in terms of management, structural and environmental factors, respectively, and in accordance with the conditions of the University as a unique collection of scientific and educational Manuscript profile