List of Articles Blended Open Access Article Abstract Page Full-Text 1 - Presenting a Model for Contributing Factors to Fin Tech Implementation in the Banking System of a Country Using a Blended Approach Farideh Mohammadi Roya Darabi Hossein Badiei Open Access Article Abstract Page Full-Text 2 - The Effectiveness of Blended learning based on Social Networks on Academic self-regulation Secondary school Female students Karaj City Farzaneh Shahrokhi Haghreza eivazi Ashraf Babakhanloo Behzad Shoghi