Pension funds in the Iranian legal system have historically always inherited many problems, the most important of which are financial problems. Lack of vision for the future and uncertain plan and unprofessional and inefficient management, lack of transparency and confl
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Pension funds in the Iranian legal system have historically always inherited many problems, the most important of which are financial problems. Lack of vision for the future and uncertain plan and unprofessional and inefficient management, lack of transparency and conflict and inflation of laws, have all gone hand in hand to make pension funds a problem in Iran; These problems and the poor condition of the funds, in all aspects, have raised serious concerns about the future. Reasons such as the increase in the aging population and the decrease in the employment force have increased the sensitivity of this crisis. Implementation of early retirement laws in different periods, macroeconomic fluctuations, discrimination and disproportionate receipts, the destructive role of the government and mainly one-sided interactions with funds are other important reasons for the crisis in pension funds during the year Are recent. In Iran, the multiplicity of pension funds with various programs, systems and regulations has led to the widespread dispersion of funds in the absence of a comprehensive welfare and social security system in the country. The model used by EU countries for pension funds is both forward-looking and comprehensive. Pension fund programs also focus on employment policy, along with inclusion for all segments of society, including the employed and the unemployed. What can be considered for policymakers in Iran in organizing and modeling the system of EU pension funds is to pay attention to economic and demographic policies, along with regulating legal regulations, phasing out additional organizations and reducing costs. To continue the services of pension funds. Reforms in Iran's pension fund system require a comprehensive policy approach and a strong determination to initiate fundamental change.
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