The aim of this study is evaluating the effect of non-interest income on the risk and profitability of the banking industry by using systematic GMM during 1384 to 1393. The findings show that the increase of non-interest income results in the increase of profitability a More
The aim of this study is evaluating the effect of non-interest income on the risk and profitability of the banking industry by using systematic GMM during 1384 to 1393. The findings show that the increase of non-interest income results in the increase of profitability and the decrease of risk in Iran's banking system and there is a significant positive relationship between the concentration index and bank risk in such a way that the increase of concentration index results in increase of banks' risks. On the base of the research results and current problems of Iran's banking system, paying attention to banks' money making ability through non-interest income can be considered as a major solution.
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The aim of this paper is to model allocation of resources based on a stochastic dynamic optimization model in the banking system of Iran. To this end, using the bank level data by the Euler-Marviam simulation method, simulation of resource allocation model and optimal a More
The aim of this paper is to model allocation of resources based on a stochastic dynamic optimization model in the banking system of Iran. To this end, using the bank level data by the Euler-Marviam simulation method, simulation of resource allocation model and optimal allocation time Resources were obtained numerically over the course of the 24-month period. The results showed that important variables such as expected rate of profit, profit risk and fluctuation of each type of facility have a significant impact on their share. Also, the findings show that whatever the expected profit of the facility increases and the risk and fluctuation of it decreases, it will account for more share of the various types of facilities. Based on the results, the specialized entry of banks to participatory facilities and increase their share is proposed to increase profitability.
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