Contently analyzing the primary- school textbooks: regarding the components of financial and economical literacy
Subject Areas : Research in Curriculum Planningleila Alizadeh Katanlouei 1 , Gholamali Ahmadi 2 , Seyyed Mohamadreza Emam jomae 3
1 - کارشناسی ارشد برنامه ریزی درسی، دانشگاه تریبت دبیر شهید رجایی، تهران، ایران
2 - استادیارگروه علوم تربیتی، دانشکده علوم انسانی، دانشگاه تربیت دبیر شهید رجایی، تهران، ایران
3 - استادیارگروه علوم تربیتی، دانشکده علوم انسانی، دانشگاه تربیت دبیر شهید رجایی، تهران، ایران
Keywords: financial literacy, Content Analysis, economical literacy, primary school textbooks,
Abstract :
The aim of this very study is investigating the components of financial and economic literacy in the contents of the primary-school textbooks in Iran. The research method is of the content analysis type and the research population is the primary- school textbooks of the academic year 1391-1392. The sample size includes all the contents of the mathematic books (grade 1 to 6), social studies books (grade 6), and social teaching books (grade 3) as well as the civil parts of the social teaching books (grade 4& 5). In order to gather the required data, encoded content analysis forms with focus on the four fundamental components of financial literacy and four fundamental components of economical literacy are used. The face and content validity of the instruments have been verified by the experts of the field. Based on Holsti's method, the reliability of the instrument is also estimated as 95% for economic literacy and 93% for financial literacy. The results reveals that the components of economic and financial literacy are differently paid attention in these textbooks; in that, the economic literacy components are considered more than financial literacy components. According to results of this study and the prominent role of the financial and economical literacy in these days, more emphasis on financial and economic components in the contents of the primary school textbooks is required.
Alavi Eshagh(2005).Generalities economics, Retrieved june4,2013,from: supremecourt.gov.af[Persian].
Arrington Tschache, Candice(2009), Importance Of Financial Literacy Content In Curriculum, Montana State University.
Aryan ara Sattar(2013).what is marketing? Retrieved sep18,2013,from http://www.behdis.org[persian]
Atkinson ،Adele , Messy ، Flore-Anne (2010). Assessing financial literacy in 12 countries an OECD Pilot Exercise، OECD Financial Affairs Division.
Australian Curriculum, Assessment and Reporting Authority( ACARA)(2012). The Shape of the Australian Curriculum: Economics and Business.
Australian Securities and Investments Commission April 2013 , Shaping a National Financial Literacy Strategy for 2014–16.
Banking And Credit Management(2011)
Baumann, Ruth &et al(2010).Financial Literacy Education in Antario Schools, Report of the Working Group on Financial Literacy, 10-246.
Cameron, Michael P(2013), Personal Financial Literacy Among High School Students in New Zealand, Japan and the United States, Department of EconomicsWorking Paper in Economics 13/04.
Chen, H., & Volpe, R.P. (1998). An analysis of personal financial literacy among college students. Financial Services Review, 72(2), 107-128.
Council For Economic Education. Economic Glossary.Retrieved june 6,2013,from www.econedlink.org
Danaye Tousi Maryam,Kiamanesh Alireza(2009). Theoretical approaches to literacy:evidence from America, Canada, England, Singapore, Senegal, Indonesia and Iran’s curriculum, Journal of educational innavations, Volume 8, Number 31. [Persian].
Financial Literacy Education in Ontario Schools(2011).Working Group on Financial Literacy،Ontario.
Ghajar Mohammad & Bondari Mehrdad(2012). Economics , Hooshmand tadbir, Tehran. [Persian].
Guide Social Science Curriculum Primary school(2009). Office Planning and authoring textbooks- Research and planning organization,tehran.
Justin Lee, Michael(2013). The Challenge of Financial Numeracy:Requisite Mathematical Reasoning for Financial Literacy,University of Maryland, Department of Finance and the Center for East Asian Studies, www.mcgraw-hillresearchfoundation.org.
Kennedy.D(2010),Financial Education & the Curriculum, Headteacher of John Warner School.
Kotte,Dieter & Witt, Ralf (2013), Chance and Challenge:Assessing Economic Literacy, Technical University Dresden School of Economics,159-168.
Mirza khalili Maryam(2013).What is Risk Management? Retrieved june18,2013,from : http://security.itpro.ir[persian].
Otter,Dan (2010). Teaching Financial Literacy In K-12 Schools: A Survey Of Teacher Belifs And Knowledge, The University of New Mexico
Otto, A. M. C. (2009). The Economic Psychology of Adolescent Saving. Doctoral thesis. Exeter,England: University of Exeter.
Pakravan moloud(2012). how learn children the economy? Retrieved june4,2013,from: http://tejaratnews.com.[persian].
Pandey, Chanchala . BhattacharyaS. B(2012 ), Economic Literacy Of Senior Secondary School Teachers: A Field Study, Journal of All India Association for Educational Research Vol.24, No.1
Peighami Adel, Toorani Heidar (2001)A study on the role of economy curriculum in formal and general curriculum of the world: an operational plan for a neglected curriculum, Journal of educational innavations ,Volume 9 , Number 37. [Persian].
Risk Management Plan2011-2013(2011). National Competition Council Policy document.
Roos. V, Chiroro.P, van Coppenhagen.C, Smith.I, van Heerden.E, Abdoola.R.E,Robertson.K,Beukes.C(2005). Money adventures: Introducing economic concepts to preschool children in the South African context, Journal of Economic Psychology 243–254, www.sciencedirect.com
Sadusky ،Bernard J(2012)، Financial Literacy A Requirement in Maryland Public Schools.(www.MarylandPublicSchools.org)
Salemi, Michael K(2005). Teaching Economic Literacy: Why, What and How , International Review of Economics Education, volume 4, issue 2, pp. 46-57
Shafiaabadi Abdollah(2008). Educational &Career Guide,payam nour university:Tehran. [Persian].
Sherraden ,Margaret S.(2009), Financial Capability in Children: Effects of Participation in a School-Based Financial Education and Savings Program (St Louis: Center for Social Development)
Sherraden, M. S., Johnson, L., Guo, B., & Elliott, W. (2011). Financial Capability in Children: Effects of Participation in a School-based Financial Education and Savings Program. Journal of Family & Economic Issues, 32(3), 385-399.
Sink ,Susan &at el (2005). Financial Literacy:Teaching Economics in the Elementary Classroom. Elementary Division/Social Studies NCDPI.
Sobhani Abdolreza, Mehrabi Omid(2010).Financial literacy position Focal competencies entrepreneurs, Proceedings of “Insurance, Marketing & Entrepreneurship Conference, Perspective on development “. Faculty of management & Accounting,Islamic azad University- suoth tehran branch. [Persian].
Tomášková, Hana, Mohelská , Hana , Němcová, Zuzana (2011), Issues of financial literacy education, Procedia - Social and Behavioral Sciences 28 (2011) 365 – 369. www.sciencedirect.com