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        1 - Identifying the effect of uncertainty criteria in evaluating entrepreneurial opportunities in technology - based ( Case study : Software industry )
        Shiva Mehdizadeh Aghdam Jahangir Yadollahi Farsi Imanipour narges
        Background: The decision to choose a suitable opportunity in uncertain conditions is a common problem for entrepreneurs. Due to the time delay between evaluating and exploiting opportunities, entrepreneurs ' information about opportunities is inaccurate and minimal. The More
        Background: The decision to choose a suitable opportunity in uncertain conditions is a common problem for entrepreneurs. Due to the time delay between evaluating and exploiting opportunities, entrepreneurs ' information about opportunities is inaccurate and minimal. Therefore, understanding the nature and resources of uncertainty is the basis for entrepreneurial decisions and the main focus of entrepreneurship.Purpose: This study aims to identify measures of uncertainty in assessing entrepreneurial opportunities in business-oriented businesses with a mixed approach.Methods: The statistical population of research includes experts in the field of the software industry. The sampling method in this section was purposeful sampling which showed the collection of information, semi-structured interview, and questionnaire. Data analysis is done in the qualitative data section by coding and quantitative data analysis by weighting and analysis of variance and multi-criteria decision making.Findings and conclusion: uncertainty markers in this research are subject to six uncertainty sources, customer, agent, competitive, technological and political, and 29 initial codes, a schematic model of each element. Manuscript profile
      • Open Access Article

        2 - Designing a resilience model for financial technology businesses with a structural equation approach and qualitative techniques
        Hossein Selahvarzi Fraydoon Rahnamay Roodposhty narges yazdanian
        The present study examines the resilience of financial technology businesses. Resilience is the determination of strategies that can prevent the occurrence of inefficiency and the collapse of businesses, or in the event of system inefficiency, return to the pre-failure More
        The present study examines the resilience of financial technology businesses. Resilience is the determination of strategies that can prevent the occurrence of inefficiency and the collapse of businesses, or in the event of system inefficiency, return to the pre-failure state or more favorably with the shortest possible time. In addition, in this study, a comprehensive model of resilience of financial technology businesses and its introduction to the study community is presented. All failure modes that cause financial system inefficiencies for technology businesses include 12 failure modes that have been identified through the research literature and expert opinions. The statistical population of this research is managers and experts in the field of financial technology business and related groups in Tehran. In the analysis, FMEA technique has been used to determine resilience strategies in financial technology businesses before failure and new FAAO technique has been used to determine resilience strategies of financial technology businesses after failure. Through the FMEA technique, the experts selected the four failure modes with the highest score and risk priority (RPN) and introduced 25 strategies affecting financial technology businesses to deal with these failure modes. In addition, through the FAAO technique, 6 strategies were identified to make risk management resilient to failure. Manuscript profile
      • Open Access Article

        3 - Entrepreneurship Strategic Analysis of Fintech in Banking scope
        Maryam Mashhadiabdol Davood Samari ebrahim abbasi Majid Ashrafi
        One of the emerging phenomena in the world is the emergence of Fintech in banking. This has threatened governments' control over money and has made it easier to transfer money around the world. Technology development and social change affect customer behavior and lead t More
        One of the emerging phenomena in the world is the emergence of Fintech in banking. This has threatened governments' control over money and has made it easier to transfer money around the world. Technology development and social change affect customer behavior and lead to change in customer relationship management. The purpose of this research is to study what Fintech developments in Iran and content analysis are trying to do in terms of what Iran has done in the field of banking and in which financial areas it will be able to start a new business. Some in the financial services industry see Fintech's progress as a threat to the traditional banking industry, and some believe Fintech is a challenge that can be turned into an opportunity. The research method in this paper is grounded theory which was first analyzed using library study and interviews with government officials in the field of banking and the key points were extracted. Therefore, in order to collect additional information for content analysis, a questionnaire was used using keywords. At the output of the questionnaire, the frequency of keywords and their importance coefficients were extracted. Finally, the weaknesses, strengths, threats and opportunities in entrepreneurship and innovation were extracted. The results are listed in the SWOT strategy table, which outline the strengths of the strategies to address the weaknesses and, using opportunities, provide strategies to turn the threats into opportunities. Manuscript profile