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        1 - Validation a Model of Financial Empowerment Based on Financial Therapy Approaches
        Mostafa Maleki sina kherdyar Mohammad reza vatanparast
        The purpose of this paper is to validate the financial empowerment model based on financial therapy approaches.The statistical population included professors and experts in the fields of accounting, economics, management and psychology, and the number of samples in the More
        The purpose of this paper is to validate the financial empowerment model based on financial therapy approaches.The statistical population included professors and experts in the fields of accounting, economics, management and psychology, and the number of samples in the qualitative stage was 30 people and in the quantitative stage 360 people were randomly selected based on Cochran's formula. Validation was performed in two stages: qualitative (expert opinions and 10 "acceptability" indicators of Strauss and Corbin) and quantitative (confirmatory factor analysis). The results showed that the average opinions of professors of accounting, economics, management and psychology regarding the validation of the model were 4.48 out of 5, which is equal to 89.6%; Therefore, the proposed model has a very high degree of validity and based on the validation of research quality and the model based on the "acceptability" index of Strauss and Corbin, the financial empowerment model based on financial therapeutic approaches has good quality and credibility. Also, in the confirmatory factor analysis of goodness indicators, the fit of the structural model is desirable and has a good fit. Therefore, the validity of the model is confirmed and it can be said that the financial empowerment model based on the financial therapy approach has sufficient credibility. Manuscript profile
      • Open Access Article

        2 - Identifying the factors affecting financial toxicity and designing a financial toxicity paradigm pattern based on grounded theory
        Saeid karimipour saryazdi sina kherdyar Seyed Reza Seyed Nezhad Fahim Farzin Farahbod
        Financial toxicity endangers the personal and social health of individuals and imposes enormous costs on individuals and governments. So far, financial toxicity has only been studied in the medical sciences. The purpose of this study is to to investigate and develop gen More
        Financial toxicity endangers the personal and social health of individuals and imposes enormous costs on individuals and governments. So far, financial toxicity has only been studied in the medical sciences. The purpose of this study is to to investigate and develop general principles for identifying the factors that create and exacerbate financial toxicity, financial therapy and mental accounting approaches. The research method is grounded theory and from theoretical sampling to saturation stage in 2019 and 2020 has been used. Data collection sources were conducted through in-depth and semi-structured interviews, participatory and non-participatory observation, personal experiences, respondents' memories, existing literature, and the researcher's personal reflections. To fit the model qualitatively, three methods of peer-debriefing, member checking, and triangulation techniques were used and the results in the form of financial toxicity paradigm model by data analysis method of the foundation taking into account causal conditions (financial problems In cancer treatment), intervening conditions (health insurance agent, cancer stage, clinical features, increase in treatment debts, family dimension, etc.), context of the phenomenon (incorrect classification, unbalanced monogram, monetary disorders and abnormal genogram Consequences (decreased quality of life, affected by medical outcomes, job loss, divorce, bankruptcy, mortality and increased distress among survivors) were formed. Manuscript profile
      • Open Access Article

        3 - Financial Coaching and Financial Therapy: Differences and Boundaries
        shokrollah khajavi Arezoo Mosallanejad
        Introduction: "Financial therapy" and "financial coaching" are relatively new terms in the financial literature. Study and research in these two areas is increasing rapidly and all of these studies emphasize their importance.Aim: The purpose of this conceptual paper is More
        Introduction: "Financial therapy" and "financial coaching" are relatively new terms in the financial literature. Study and research in these two areas is increasing rapidly and all of these studies emphasize their importance.Aim: The purpose of this conceptual paper is to disentangle differences between financial coaching and financial therapy.Method: At first the experiences of financial educators identify with Review studies and finally introduce the types of competencies required (including experience, skills, knowledge and awareness) to perform the tasks assigned to them based on the knowledge gained.Results: While financial coaching and financial therapy share many techniques and approaches, financial therapy is a more inclusive practice. Financial therapy (e.g., financial therapists) has the ability to address dysfunctional money attitudes, as well as money disorders, and covers a wider time spectrum of healing a person’s past trauma and old pains. Another difference between financial coaching and financial therapy that is discussed in the paper is the arrangement of services and compensation.Conclusion: The paper does not suggest that one approach is better or right. Each approach can be appropriate for particular situations Manuscript profile
      • Open Access Article

        4 - Evaluating the effectiveness of financial therapy on financial literacy, personal financial management and money management, to fuzzy logic
        najmeh tavakoli Zaniyani Masoud taherinia Daruosh Jalali Ebrahim Givaki
        The commitment and acceptance financial therapy helps individual to by teaching them financial skills along with changes in monetary beliefs and financial behaviors. to have an overview of his/her own set of decisions and reduce the effect of mental errors on financial More
        The commitment and acceptance financial therapy helps individual to by teaching them financial skills along with changes in monetary beliefs and financial behaviors. to have an overview of his/her own set of decisions and reduce the effect of mental errors on financial decisions.This is a practical and quasi-experimental study. The statistical population of the study was 20 bazaars in Shahrekord in 2020 who underwent training and interventions related to financial therapy based on acceptance and commitment in 10 sessions of 120minutes and completed the research questionnaires before and after training. In order to analyze the data in the traditional way, SPSS25 statistical software and Matlab software were used for fuzzy data analysis. The results show that financial therapy based on the approach of acceptance and commitment to increase financial literacy, improve money management And personal financial management are effective in both quantitatively and qualitatively.Another result of this study is more accurate measurement of fuzzy model for evaluating the effectiveness of financial therapy based on acceptance and commitment than the traditional evaluation method. Manuscript profile