Effective monitoring of credit process according to corporate governance framework in The Melli Bank

Subject Areas : Strategic Management Researches

hadi nikghalb ¹ , saeed sayad shirkosh ² , farideh hagh shenas kashani ³

1 - دانشجوی گروه مدیریت دولتی، واحد تهران مرکزی، دانشگاه آزاد اسلامی، تهران، ایران
2 - استادیار گروه مدیریت دولتی، واحد تهران مرکزی، دانشگاه آزاد اسلامی، تهران، ایران
3 - استادیار گروه مدیریت بازرگانی، واحد تهران مرکزی، دانشگاه آزاد اسلامی، تهران، ایران.

Received: 2023-06-03 Accepted : 2023-08-20 Published : 2024-03-10

Keywords:

References:


Abdollahipoor, M., & botshekan, M. (2021). Investigating the impact of macroeconomic variables on Risk-Adjusted Return on Capital (RAROC) of Registered Banks on Tehran Stock Exchange and Iran Fara Bourse. Journal of Asset Management and Financing, No. 34. 9(3), 19-36. doi: 10.22108/amf.2021.125242.1594. (In Persian)
- Agarwal, P.K. (2013). Impact of loan repayment determinanats on loan repayment performance of micro & small enterprise in dila town of Ethiopia. International Journal Of Engineering Research & Management Technology. 10.13140/RG.2.2.28536.57604.
- Andrieș, A.M., Căpraru,M., Nistor, s. (2018). Corporate Governance and Efficiency in Banking: Evidence from Emerging Economies. Applied Economics 34(1): 246-281.
Anginer, Deniz. Demirguc-Kunt, Asli. Huizinga, Harry and Ma, Kebin (2018). Corporate governance of banks and financial stability. Journal of Financial Economics.
- Arab Mazar, A. & Royeen Tan, P. (2015). factors affecting on the credit risk of bank customers; A case study of Agricultural Bank.45-80. 108997/fa. (In Persian)
- Babajani, J., Marfoa, M. & Naimi, A. (2019). A model for corporate governance in Iranian banks, Accounting Knowledge, Number 2. 1-29. 10.22103/JAK.2020.14544.3049. (In Persian)
Basel Committee on Banking Supervision(Basel:BCBS). (Sep. 2015). "Principles for the Management of Credit Risk". Bank and Economy Monthly’Number 139’p1460956.
-¬ Ben Abdesslem, R. Chkir, I., Dabbou, H. (2022). Is managerial ability a moderator? The effect of credit risk and liquidity risk on the likelihood of bank default. International Review of Financial Analysis.
- Braendle, U., & Noll, J. (2006). On the Convergence of National Corporate Governance Systems. Journal of Interdisciplinary Economics, 17. https://doi.org/10.2139/ssrn.506522.
- Cadbury, A. (2002). Report and Code in December 1992. N.J: Prentice Hall [ISBN 0-13- 34150-3]; Cadbury,The financeial aspects of Corporate governance.
- Chapra, M., & Ahmed, H. (2002). .Corporate Governance in Islamic Financial Institutions, Islamic Development Bank, King Fahad National Cataloging-in-Publication Data Corporate Ownership and Control Journal, 13(3): 8-16. (2016). ISBN: 9960-32.
- Chiang lee, C.,Wang, Y., Zhang, X. (2023). Corporate governance and systemic risk: Evidence from Chinese-listed banks. International Review of Economics & Finance.
- Farzin Vash, A., Dadgary. Y., Mehr ara, M. & Najarzadeh, A. (2016). the role of corporate governance on bank performance indicators. Banking Research and Policy Quarterly. 261-310.
-Geleta, G. (2018). Determinants of loan repayment performance of micro and small enterprises: the case of Oromia credit and saving company branches under Oromia special zone around Addis AbabaUniversity of Addis Ababa. 15353. college of business and economics. http://etd.aau.edu.et/handle/123456789/15353.
- Havrylchyk, O. (2018). Regulary framework for the Loan-Based crowdfunding plateforms, Organisation for Economic Co-operation and Development. 10.1787/24ad924a-en.
- Khorashadi, M. (2021). Investigation of factors affecting the increase of non-current claims of Bank Saderat, the first international conference on industrial engineering, management, economics and accounting.doc/1220671. Imeaconf01_058. (In Persian)
- Komath, M. A. C., Doğan, M. Sayılır, Ö. (2023). Impact of corporate governance and related controversies on the market value of banks. Research in International Business and Finance.
- Kurd Manjiri, S. Dadashi, I. Khoshnoud, Z & Gholamnia, H. (2019). Identifying the factors affecting the non-current claims of banks using neural networks and support vector machine, Economic Modeling Quarterly, No.1. 127-151. eco.2020.672520/10030495. (In Persian)
- Masry, A., Abdelfattah,T., Elbahar, E .(2016). Corporate Governance and Risk Management in GCC Banks. Corporate Ownership and Control Journal 13(3): 8-16
- Mazarei, A. (2019). Iran has a slow motion banking crisis. Peterson Institute for International Economics. peterson institute for international economics.8-19. The text is available at https://2009-2017.state.gov/documents/organization/245317.pdf.
- Mutamimah, Mutamimah. Saputri, Pungky Lela(2023). Corporate governance and financing risk in Islamic banks in Indonesia. Journal of Islamic Accounting and Business Research. 436-450
- Nahla Al-Nour Muhammad Al-Makki. Mahassin Abd alla Ali Shomo(2023). The Role of Governance Principles on Reducing Small Enterprises Risk in Saudi Arabia.
- Oliyaei, A., & Hedayati, S. (2017). prioritizing factors affecting non-current claims in the banking system, International Conference on New Research Achievements in Humanities and Social and Cultural Studies, Karaj. ARSC01- 071.ris. (In Persian)
- Pan, Rulu, Jing, Shi, Qiaoqiao, Zhu (2015). DividendPolicy, Corporate Governance and Stock Liquidity, Asian Finance Association (AsianFA) 2015Conference.
- Rahman Sarasht, H., & Harandi, A. (2016). A model for strategic control of corporate governance using the classical foundation data strategy, Public Management Research, No. 37 . 29-58. 222101/ fa. (In Persian)
- Rasouli, K., Saeedi, P., Chirag Ali, M., & Gorji, M. (2019). identifying the dimensions and components of corporate governance with the approach of developing organizational entrepreneurship in the Bank of Agriculture. Business Management Quarterly, No. 74. 455-472. JR_BMJI-12-47_021 (In Persian)
- Rezaei, M., & Nazemi, A. (2018). corporate governance model in Iranian banks, Financial Accounting Quarterly, No. 41.126-150.1682865/en. (In Persian)
- Sadaa, Abdullah Mohammed.Ganesan, Yuvaraj. Yet, Chu Ei. Alkhazaleh, Qutaiba. Alnoor, Alhamzah. aldegis, Ahmad Mohammad(2023). Corporate governance as antecedents and financial distress as a consequence of credit risk. Evidence from Iraqi banks. Journal of Open Innovation: Technology, Market, and Complexity.
- Sakawa, H. & Watanabel, N. (2020). Institutional Ownership and Firm Performance under Stakeholder-Oriented Corporate Governance. journal of sustainability. 2-22. 10.3390/su12031021.
- Seif, V, (2013). Corporate Governance in Iran's Banking System, Trend Quarterly, No. 68. 15-54. 1103475.ris. (In Persian)
- Seyed Noorani, S., Tari, F., & Aghajani, K. (Spring 2016). Factors affecting the diversion of granted facilities in Iran, Economic Research and Policy Quarterly.187-228. 895990/fa. (In Persian)
- Swedan, Z., & Ahmed, S. (2019). The Impact Of Corporate Governance Implementation On Firms Performance in the GULF contries (GCC) Based On Stewardship Assumption. International gournal of business society. 2(11) 42-47. 10.30566/ijo-bs/2018.2104.
-Switzer, lorne N. wang, jun & zhang, yajing (2016). Effect of corporate governance on default risk in financial versus nonfinancial firms: Canadian evidence. 313-328
- Talebi, M. (2015). Identifying and evaluating factors affecting the challenges of Iran's banking system. Scientific-Research Journal of Management Improvement, Year 10, Number 3.131-166. 10-3_006.ris. (In Persian)
- Talvar, S.P. (1999). Core Principles of Effective Banking Supervision. Speech by Mr S P Talwar, a Deputy Governor of the Reserve Bank of India, at the meeting of SAARC Supervisors in Pune (India) on 27-30/1/99.
- yong B.Li, L., Xie, Q. & xu, J. (2001). Development of a KBS for managing bank lian risk.299-302. Elsevier. 14. S0950-7051(01)001109-5.