The relationship between the performance of non-usury banking and innovations types with the mediating role of Islamic knowledge (Case study Melli banks of Qazvin province)
Subject Areas : Islamic Marketing
Mohsen Rahmani
1
,
Mehdi Zakipour
2
1 - Department of Business Management, Qazvin Branch, Islamic Azad University
2 - Department of Business Management, Qazvin Branch, Islamic Azad University
Keywords: Islamic knowledge, Melli Bank, Non-usury Banking, Innovations Types,
Abstract :
In non-usury banking, the need for innovation is felt more than before, and its development depends on the creation of Islamic knowledge among employees.Purpose: The present research has examined the impact of different kinds of innovation on non-usury banking performance in Melli Bank of Qazvin province and the mediating role of Islamic knowledge in this regard. The purpose of this research is to determine the impact of various innovation types on Islamic knowledge and provide the relevant scientific solutions to improve the performance of non-usury banking.Methodology: The research method is a quantitative survey. The data was collected from a sample of 225 employees of Melli banks in Qazvin province using standard questionnaires. The hypotheses were tested using structural equation modeling by partial least squares method and using Smart PLS software.Findings: Findings for the hypotheses with direct effect showed that all types of innovations have a direct, positive and significant effect on Islamic knowledge and non-usurious banking performance (first and second hypothesis), and Islamic knowledge also has a direct, positive and significant effect on non-usurious banking performance (the third hypothesis). The results of the structural model test for the mediation hypothesis showed the confirmation of this hypothesis which emphasizes the vital role of Islamic knowledge among the types of innovation and the improvement of non-usurious banking performance (fourth hypothesis).Conclusion: In general, the creation of Islamic knowledge can enrich the impact of various innovations on non-usurious banking performance, and considering that Islamic knowledge is an important source for the performance of non-usurious banking, there is an urgent need for methods of production, sharing and application of this knowledge in banking.
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