A Framework for Identifying Affecting Drivers on the Future of Financial Technology Using Fuzzy Delphi and Fuzzy AHP Type 2
Subject Areas : Financial engineeringreza koshesh kordsholi 1 , mohammad hassan maleki 2 , Reza Gholami Jamkarani 3
1 - Department of Financial Engineering, Qom Branch, Islamic Azad University, Qom, Iran.
2 - Department of Management, Faculty of Management and Economics, Qom University, Qom , Iran.
3 - Department of Accounting and Financial Management, Qom Branch, Islamic Azad University, Qom, Iran.
Keywords: fuzzy approach, future, Key Driver, Financial Technology,
Abstract :
Financial technology has drastically changed the financial services industry andinstitutions in areas such as banking and insurance. Given the increasing role of FinTech in the future of the financial services industry, important understand the affecting drivers on future of financial technology. The present study seeks to identify and prioritize the drivers affect the future of financial technology in the country. This study has positive philosophical basis due to the use quantitative methods and its orientation is practical. The theoretical population the research is financial technology experts in the country and the samples were selected using judgmental sampling method. Two tools of interview and questionnaire were used to collect data. To analyze the data, the drivers extracted from the literature review and interviews with experts were first screened using fuzzy Delphi and expert opinions. the 14 key drivers identified, 7 drivers were excluded using fuzzy Delphi analysis and remaining factors were analyzed using the best-worst fuzzy typetechnique. Given the weights gained, the drivers of international exchanges and transactions, models cooperation between fintech institutions and traditional financial institutions and paying attention the interests and views of stakeholders in developing laws and regulations have the greatest impact on the future of financial technology.
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