A Survey of the factors affecting on bank deposits absorption, case study: Saderat bank of Iran

Subject Areas : Financial Economics

Safyar amini ¹ , Somayah mohammadi ² , Sayied fakhraldin fakhr hosaini ³

1 - Ph.D Student in Economics and the member of scientific board of Islamic Azad University Sanandaj Branch
2 - M.A. in Economics.
3 - Ph.D student in Economics and The member of scientific board of I.A.U Tonakabon Branch.

Received: 2015-06-11 Accepted : 2015-06-11 Published : 2009-03-21

Keywords: bank deposit, current deposit, lung-run deposit, free interest deposit,

Abstract :

The banks have important duties in economy including equipment of saving and brokerage, payments flowing, allocation of credits and maintenance of financial order. Even in economies with development financial markets , the banks are in the center of economic and financial activities and very important for applying of moneytary policies. The aim of this study is to survey of the factors affecting on bank deposits absorption on Saderat bank of Iran during 2131- 13(2919-1332). The results show that real per capita income and Number of bank branches have the most affects on volume of long run deposits. also the volume of previous period affects on current and interest-free deposits whereas inflation and population have a little positive affecting on deposits volume in saderat bank