Provide a financing social businesses pattern for through the banking industry

Subject Areas : Journal of Investment Knowledge

ramin  alizadeh ¹ (PhD student in Financial Management, Ali Abad Katoul Branch, Islamic Azad University, Ali Abad katoul, Iran.)
parviz  saeidi ² (Associate Professor, Department of Management and Accounting, Aliabad Katoul Branch, Islamic Azad University, Aliabad Katoul,Iran)
Maryam  bokharayan ³ (Assistant Professor, Department of Management and Accounting, Ali Katoul Branch, Islamic Azad University, Aliabad Katoul, Iran.)
majid  nasiri ⁴ (Assistant Professor, Department of Management and Accounting, Ali Katoul Branch, Islamic Azad University, Aliabad Katoul, Iran.)

Received: 2021-05-17 Accepted : 2021-05-26 Published : 2022-03-21

Keywords: Banking Industry, Evaluation, Financing, Model, SOCIAL BUSINESSES,

Abstract :

Today, social business is known as an effective and sustainable solution in the economic and social development of countries and is attracting the attention of wider sections of society every day. How to finance is one of the strategic issues in advancing social businesses to start and manage these businesses. In this study, using the qualitative research method, the factors affecting the financing of social businesses through the banking industry have been identified and categorized. By conducting interviews with banking industry experts in 1999, a total of 15 interviews were selected using snowball sampling. Twenty-four main categories were identified based on the data paradigm model of the foundation and structured in six dimensions. Income generation, legal obligations of banks and financial innovation, investment and competitive environment in the banking network as "causal conditions", characteristics of the firm, political laws and sanctions as "interfering conditions", informal institutions in the banking network, place of supply Finance in banking policies, environmental constraints, knowledge and expertise of bank employees as "underlying conditions", social mechanisms of value creation, agile banking executive system, implementation of integrated banking control and supervision system, attracting investors, selling shares to Title "interactive dimension", individual entrepreneurial capacity, business platform, sustainable social business, maximizing benefits as a "pivotal phenomenon" and ... Finally, based on the analysis of the extracted data and the inference of the results by the researcher, the financing model of social businesses was extracted through the banking industry.

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