فهرس المقالات Mirfeiz Fallah Shams المقاله 1 - The impact of diversification on risk reduction: using a mix of Merton model and random matrix approach to take into account non-stationary Zahra Eskandari Mirfeiz Fallah Shams Gholamreza Zomorodian پژوهشگر , العدد 4 , السنة 7 , بهار 2022