طراحی و اعتباربخشی الگوی بهینۀ برنامۀ درسی سواد مالی برای دانش‌آموزان دورۀ متوسطۀ اول
الموضوعات : پژوهش در برنامه ریزی درسینفیسه عباسپور اصفهانی 1 , جواد حاتمی 2 , علیرضا صادق زاده قمصری 3 , محسن ایمانی نائینی 4 , عادل پیغامی 5
1 - دانشجوی دکتری برنامه‌ریزی درسی دانشگاه تربیت مدرس، تهران، ایران.
2 - استاد گروه علوم تربیتی دانشگاه تربیت مدرس، تهران، ایران.
3 - استادیار گروه علوم تربیتی دانشگاه تربیت مدرس، تهران، ایران.
4 - دانشیار گروه علوم تربیتی دانشگاه تربیت مدرس، تهران، ایران.
5 - دانشیار دانشکده معارف اسلامی و اقتصاد دانشگاه امام صادق(ع)، تهران، ایران.
الکلمات المفتاحية: الگوی سواد مالی, متوسطۀ اول, اعتباربخشی, طراحی الگو,
ملخص المقالة :
هدف پژوهش حاضر، طراحی و اعتباربخشی الگوی بهینۀ برنامۀ درسی سواد مالی برای دانش آموزان دورۀ متوسطۀ اول بود. برای گردآوری داده ها از رویکرد کیفی به شیوۀ تطبیقی و اسنادپژوهی استفاده شد. جامعۀ پژوهش شامل اسناد سواد مالی طی بازۀ زمانی 2020-2000 بود. نمونه گیری به شیوۀ هدفمند انجام شد و حجم نمونه شامل 90 سند بود. مبنای تحلیل و کدگذاری داده ها واحد مضمون بود. روایی داده ها از طریق سه سویه سـازی و چـک کـردن همکاران پژوهشگر اصلی و اعتباربخشی از طریق اجرای مجدد، حاصل شد. یافته ها مطابق با الگوی اکر در قالب مؤلفه های برنامۀ درسی سواد مالی شاملِ منطق، اهداف، محتوا، فرصت های یادگیری، منابع، نقش معلم، زمان، فضا، گروه بندی و ارزشیابی، تبیین گردید. برای اعتباربخشی الگوی پیشنهادی از شیوۀ گروه کانونی استفاده شد. بر اساس نتایج حاصل، ویژگی های مؤلفۀ اهداف برنامۀ درسی سواد مالی بدین صورت اولویت بندی گردید: 1) آماده سازی نوجوانان در مدیریت امور مالی؛ 2) حصول امنیت مالی در ابعاد فردی، خانوادگی و اجتماعی؛ 3) برنامه‌ریزی های کوتاه مدت و بلندمدت مالی؛ 4) آینده نگری و مسئولیت پذیری مالی؛ 5) خودکارآمدی مالی و کارآفرینی؛ 6) ایجاد نگرش انتقادی نسبت به مسائل مالی؛ 7) تقویت قدرت تجزیه و تحلیل و حل مسائل مالی و 8) درونی سازی ارزش های دینی و اخلاقی. همچنین، تدوین استانداردهای ملی سواد مالی پیشنهاد شد.
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