List of Articles SEM Open Access Article Abstract Page Full-Text 1 - Essays on Loan Disbursed to Microfinance Institutions by Financial Institutions: Insights from India. Ashraf Rehman Open Access Article Abstract Page Full-Text 2 - Reasons for Migration of Contract Labor to Oman: A SEM Approach S. Ghosal S. Porkodi Open Access Article Abstract Page Full-Text 3 - Interactive Communication Channels and Their Appropriateness for the FMCG Business Aasim Munir Dad