List of Articles Financial Attitude

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  1 - The consequences of financial literacy on investment decisions and investment performance
  Saman Rahmani Esfanyar Mohammadi
  Due to the dynamic changes in the economic environment, particularly in financial markets, to improve the financial knowledge of investors, financial literacy is a necessity leading to informed financial decisions. This study aimed to identify the consequences of financ More

  Due to the dynamic changes in the economic environment, particularly in financial markets, to improve the financial knowledge of investors, financial literacy is a necessity leading to informed financial decisions. This study aimed to identify the consequences of financial literacy on investors' decisions and investment performance in Tehran Stock Exchange. In this field study, a standardized questionnaire was used for data collection. The population was composed of individual investors in the Tehran Stock Exchange, and of this population, 344 investors were selected by simple random sampling and were analyzed using Cochran formula. The structural equation modeling and LISREL software were used to assess the relationships between variables. The results of goodness of fit indices such as RMSEA, GFI and AGFI represented the good fit of the model and the utility of results. The results indicated that the impact of the financial attitude and behavior on financial investment decisions was significantly positive. The investment decision also had a significantly positive effect on investment performance Manuscript profile
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  2 - ISLAMIC GREEN FINANCIAL LITERACY: LESSON FROM SME’s ISLAMIC INDONESIAN
  Asep Rokhyadi Permana Saputra Rahmawati Rahmawati Fety Rochyawati Qudrat Mulya Nur Huda
  The development of Islamic financial literacy behavior has been good among MSMEs, but as a result of global warming, Islamic green finance is still new in its application. This study aims to explore the extent to which the literacy of MSMEs in Jogjakarta whose ownership More

  The development of Islamic financial literacy behavior has been good among MSMEs, but as a result of global warming, Islamic green finance is still new in its application. This study aims to explore the extent to which the literacy of MSMEs in Jogjakarta whose ownership is Muslim applies Islamic green finance so that there is a change in Islamic financial behavior. The literacy includes being influenced by external and internal factors, namely social influence; Islamic financial knowledge; Islamic financial attitude; Islamic financial behavior; fiqh knowledge; Islamic green finance. The research method to reveal it, by testing the variable instrument is the validity and reliability test, goodness-of-fit measures, with structural equation modeling. The results show that there is no social influence on Islamic financial attitude, there is an influence of Islamic financial knowledge on Islamic financial attitude, there is an influence of Islamic financial attitude on Islamic financial behavior, there is an influence of fiqh knowledge to strengthen Islamic financial knowledge on Islamic financial attitude, and there is an Islamic green influence. financial strengthens Islamic financial knowledge towards Islamic financial attitude. Manuscript profile
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  3 - Students’ knowledge and understanding of personal financial security Analysis of students’ attitude towards knowledge of personal financial security
  Mahsa Kiyanoosh Mohammad Jalili Mousa Ahmadi Davoud Hosseynabadi Sadeh
  The aim of this research is to study and analyze students’ attitude and their level of understanding towards knowledge of personal financial security. In order to succeed in life it is essential to have financial security knowledge, which is why 120 Business Mana More

  The aim of this research is to study and analyze students’ attitude and their level of understanding towards knowledge of personal financial security. In order to succeed in life it is essential to have financial security knowledge, which is why 120 Business Management students of MA degree majoring in Financial Management and Marketing fields of study in Islamic Azad University of Abhar, admitted in 2010, were selected and studied based on aggregate data analysis. The adapted models of research are the two criteria; life satisfaction and the competency of past researches. The data collection tool of the present research has been questionnaires, which after quality and quantity analysis of the gathered data through variance analysis (ANOVA), have shown the attitude and knowledge of business management students of Azad University of Abhar toward personal financial security, do not differ considering their major (marketing and financial management) and gender Manuscript profile
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  4 - The effect of financial education on financial knowledge, financial attitude and financial behavior of students (case study: management and accounting students of Mashhad)
  Mahdi Filsaraei Behzad  Shafiei Moghaddam
  Purpose: The purpose of this research was the effect of financial education on financial knowledge, financial attitude and financial behavior of management and accounting students of Mashhad. Methodology: The statistical population of the research was management and ac More

  Purpose: The purpose of this research was the effect of financial education on financial knowledge, financial attitude and financial behavior of management and accounting students of Mashhad. Methodology: The statistical population of the research was management and accounting students of Mashhad city in Razavi Khorasan province. 400 questionnaires were collected and structural equation modeling method was used. The method of data collection is library and field method with questionnaire distribution. This research is an applied and descriptive survey, and the data collection was a questionnaire prepared from several standard questionnaires that were integrated by the researcher. To test the hypotheses, correlation test method, structural equation model and regression (path analysis) were used in SmartPLS. Findings: The results showed that the effect of financial education on financial attitude, knowledge and behavior was confirmed. The effect of financial attitude variable on financial behavior was positive and significant, and the effect of financial knowledge on financial behavior was positive and significant. Originality: Many studies have been conducted on the factors affecting financial education. The present study has been conducted by examining the impact of financial education on components such as financial knowledge, financial attitude and financial behavior in a certain group of people (students) who are responsible for the future of the society. Therefore, in this sense, it adds to the existing literature. Manuscript profile
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  5 - Investigating the Status of Financial Literacy Components Among Students of Farhangian University
  Mohsen Molapanah , Yousef Namvar Azam Rastgoo majid ahmadlu Touran Soleymani Mollayousef
  The present study was conducted with the aim of investigating the status of financial literacy components among students of Farhangian University. The research method was descriptive and cross-sectional survey. The statistical population of this research included all gr More

  The present study was conducted with the aim of investigating the status of financial literacy components among students of Farhangian University. The research method was descriptive and cross-sectional survey. The statistical population of this research included all graduate students of Farhangian University of Ardabil province, numbering 1314 people 278 of whom were selected as the sample using available sampling method following Morgan's Table. The data collection tool was a researcher-made questionnaire, whose validity was confirmed using the AVE index and face validity. The value of the AVE index for each of the components of financial literacy (financial knowledge, financial attitude and financial behavior) was greater than 0.5, and in terms of formal validity, the questionnaire was reviewed and confirmed by subject experts. Also, the reliability was estimated through two combined reliability indices and Cronbach's alpha coefficient yielding a value above 0.7 for each of the components of financial literacy (financial knowledge, financial attitude and financial behavior). To analyze the data, a one-sample t-test was used via SPSS 22 software. The results showed that parents' education, student's income, place of residence and gender respectively have the greatest effect on the behavior, attitude and financial knowledge of students of Farhangian University. Manuscript profile
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  6 - Identifying factors affecting financial literacy: a review study
  mohsen molapanah Yousef Namvar azam rastgoo majid ahmadlu turan soleimani
  Financial literacy has become an important concern due to the changing financial landscape in recent years. The purpose of this research is to identify the factors affecting financial literacy. The study was conducted using a qualitative and library method. Descriptive More

  Financial literacy has become an important concern due to the changing financial landscape in recent years. The purpose of this research is to identify the factors affecting financial literacy. The study was conducted using a qualitative and library method. Descriptive research method is an analysis done using library resources. In order to conduct this research, published articles, documents and research related to the subject of financial literacy using the keywords of factors affecting financial literacy, financial literacy, financial attitude, financial behavior, financial knowledge and also the English translation of these keywords in the databases Authentic information was searched, including the database of the Academic Jihad Scientific Information Center, Google Scholar, Maghiran, and the comprehensive human sciences database. The findings of this study indicate that various factors are effective in people's financial literacy, which include various important factors such as gender, age, marriage, education, income and employment, attitude and behavior. In general, the basic idea behind financial literacy is the knowledge of personal financial management by each individual. But no one can manage their funds effectively without financial skills and knowledge. Dominant socio-demographic factors: age, gender, income, education and psycho-social factors: revealed religious prejudice, despair and financial satisfaction. This research has been done in line with the development of the theoretical framework of factors affecting financial literacy based on the reviews of recent studies. Manuscript profile