List of Articles ریسک بیمه

• Open Access Article
  • Abstract Page
  • Full-Text
  
  1 - Evaluating and classifying the insurers risk in the insurance industry using data envelopment analysis
  Seyyedeh Nasim Shobeiri Mohsen Rostamy- Malkhalifeh Hashem Nikoomaram Mohammadreza Miri Lavasani
  One of the most important factors for the economic development of countries is the insurance industry.A closer look at the economies of Developed Countries shows that the insurance industry has a significant contribution in the economic development of these countries. T More

  One of the most important factors for the economic development of countries is the insurance industry.A closer look at the economies of Developed Countries shows that the insurance industry has a significant contribution in the economic development of these countries. The insurance industry needs to accept the risk in order to carry out any insurance activity. In the other word, the insurance companies create tranquillity in the society by accepting the risk. On the other hand, the insurance companies need to access to the powerful risk analysis tools in order to manage the potential risks. Data envelopment analysis (DEA) is one of the most important techniques to identify the risk resources. Hence, data envelopment analysis is widely used in the insurance industry. This study uses the dataset of the car insurance policies of Saman Insurance Company during the years 2018-2019. First, we identify the effective indicators and examine the properties of these indicators to classify them into input and output groups. Finally, we use data envelopment analysis to propose a model for predictionthe risk of insurers (in terms of existence of damage risk or absence of damage risk). This model can be used in the future policies of the insurance company. For example, the insurance companies can use the results of data envelopment analysis to adjust the premiums received from different insurers and increase the satisfaction for insurers and their profitability by creating a rating system based on the insurers 'risk. Manuscript profile
• Open Access Article
  • Abstract Page
  • Full-Text
  
  2 - Affecting Factors on the Risk of Car Body Insurance (Dana Insurance Agents of Babol)
  N. A. Yadollahzadeh Tabari F. Nazari
  Since the issuance of auto insurance and claims paid to insurer is large, study and identification of the most important factors affecting the risk of autobody insurance is important. The aim of this study was to investigate the affecting factors on the risk of auto bod More

  Since the issuance of auto insurance and claims paid to insurer is large, study and identification of the most important factors affecting the risk of autobody insurance is important. The aim of this study was to investigate the affecting factors on the risk of auto body insurance in Dana Company at Babol City in the year 2012. Due to the qualitative nature of the dependent variable, for the analysis a logistic model and the data of a simple random sample of 330 insurance buyers were used. The result showed that gender and  type of vehicle have statistically significant effect on auto insurance risk. So if buyer is a female, the probability of accident will decrease and if a vehicle is privately owned,  the risk of accident will increase. Manuscript profile