List of Articles بنگاههای کوچک و متوسط Open Access Article Abstract Page Full-Text 1 - presenting the financing model for small and medium industries and examining the problems and solutions Sadegh Rezaei Monfared Seyed Javad Iranban Reza Radfar Ali Hajiha 10.30495/imj.2023.1985518.1842 Open Access Article Abstract Page Full-Text 2 - Introducing Cluster Model for Small & Medium Auto-Parts Manufacturing Enterprises (S.M.Es) Rasool Hoji Mohammad Pasban Open Access Article Abstract Page Full-Text 3 - Financial Innovation Test in Banking: Providing a Hybrid Model for Forecasting and Assessing Credit Risk of Medium and Small Enterprises (SMEs) in Commercial Banks Kokab Sharifi Amir Mohammadzadeh Hashem Nikoumaram Naser Hamidi