presenting the financing model for small and medium industries and examining the problems and solutions

Subject Areas : Industrial Management

Sadegh Rezaei Monfared ¹ ( PhD Candidate in Industrial Management, Science and Research Unit, Islamic Azad University, Tehran, Iran )
Seyed Javad Iranban ² ( Associate Professor, Shiraz Branch Islamic Azad University, Shiraz , Iran )
Reza Radfar ³ ( Technology Management, Faculty of Management and Economy, Azad University of Science and Research, Tehran, Iran )
Ali Hajiha ⁴ ( Assistant Professor, Department of Industrial Management, North Tehran Branch, Islamic Azad University, Tehran, Iran )

Received: 2023-05-14 Accepted : 2023-08-28 Published : 2023-09-10

Keywords: Dynamic system, small and medium enterprises, financing,

Abstract :

AbstractFinancing has always been one of the main challenges of creating and developing start-up businesses and small economic industries. Therefore, the purpose of the current research is to identify and present a model for financing small and medium industries with the approach of evaluation laboratory and decision test based on the process of interpretive structural modeling and Fuzzy Dimetal. This article deals with the design of different scenarios in the financing of small and medium enterprises. For this reason, taking into account the previous studies and the fuzzy screening method, a dynamic model has been developed to extract effective factors on the financing of small and medium enterprises and to specify the cause-effect circles. Then, using structural modeling technique and Fuzzy Demetall, relationships and levels between them, the amount of influential and influential coefficients have been determined and included in the model, finally, in order to test the accuracy of the model and determine the behavior of state and rate variables, we collected Information from 30 small and medium-sized enterprises has been requested to know the new methods of financing in a period of 12 months, which was evaluated by analyzing the behavior of the variables in the framework of the model, as well as the sensitivity analysis, and the validity of the designed dynamic model. The results showed that small and medium enterprises can benefit from the designed model and scenarios for optimal financing of their business.

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