List of Articles "ریسک اعتباری" Open Access Article Abstract Page Full-Text 1 - Design of Credit Risk Assessment Model by Predicting Credit Rating Transfer Using Markov Chain Process Farid Heidarifar Farhad Hanifi gholamreza zomorodian Open Access Article Abstract Page Full-Text 2 - Merge And Credit risk zeinab khalil arjomandi Masoud Taherinia Azam Ahmadyan Ahmad Sarlak