presenting the pattern of risk components in financial institutions with an emphasis on capital supply companies
Subject Areas : FinancialSara Soltandoost 1 , Farzin Rezaei 2 * , Hossein Kazemi 3 , کیومرث بیگلر 4
1 - PhD student, accounting department, Qazvin branch, Islamic Azad University, Qazvin, Iran
2 - Associate Professor, Department of Accounting, Qazvin Branch, Islamic Azad University, Qazvin, Iran (in charge of correspondence)
3 - Assistant Professor, Accounting Department, Qazvin Branch, Islamic Azad University, Qazvin, Iran
4 - Assistant Professor, Accounting Department, Qazvin Branch, Islamic Azad University, Qazvin, Iran
Keywords: risk management, financial institutions, capital providing companies,
Abstract :
The aim of the research was to present the risk model in financial institutions with an emphasis on capital providing companies. In terms of the purpose of the present research, it was an applied research and in terms of the method, it was qualitative with the approach of foundational data theory. In this research, the methodological approach was followed by using different methods of data collection, such as the method of library study and review of specialized sources and texts, as well as semi-structured interviews. Based on targeted sampling, 14 elites, experts and managers of capital providing companies were interviewed in 1402. The conducted interviews were coded in ATLAS.TI software. Based on the data analysis, a model with 153 primary codes in 28 core categories and finally 6 selected categories of Strauss and Corbin were determined. Causal conditions have 5 categories, strategies have 9 categories (risk committee, market risk management, portfolio risk management, credit risk management, human resources risk management, systemic risk management, technology management and regulatory management); Outcomes have 5 categories (improving customer experience, procedural stability, flexibility, cost savings and productivity gains, credit quality and default rates); Background conditions have 5 categories and finally intervention conditions have 5 categories.
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