Investigating the Impact of Business Unit Lifetime (Company Age) in Multidimensional Analysis Method for Predicting Legal Credit Risk of Legal Purchase (Case Study of Commercial Banks)

Subject Areas : Management

Neda Razmi ¹ , ali laalbar ² , Soleyman Hasan nejad ³

1 - Department of Financial Management, Arak Branch, Islamic Azad University, Arak, Iran
2 - Department of Accounting, Arak Branch, Islamic Azad University, Arak, Iran.
3 - Department of Accounting, Islamshahr Branch, Islamic Azad University. Islamshahr, Iran

Received: 2021-10-30 Accepted : 2022-05-16 Published : 2022-12-22

Keywords: Company Age, Business unit life, multidimensional analysis method, credit risk forecast of legal clients,

Abstract :

The study of the economic system at the international level shows the fact that there is always a close relationship between investment and the level of economic development of countries. This means that countries with an efficient model in allocating capital to different economic sectors, often have higher economic development and consequently social welfare. This is a study of commercial banks. This study was conducted to investigate the effect of business unit life (company age) in a multidimensional analysis method to predict the credit risk of legal customers (studied by commercial banks) and the analysis was reviewed and the desired results were presented. .In general, according to the useful results obtained from the statistical test, which indicates 85% accuracy of the multidimensional analysis model of preferences in mode A and indicates the absence of errors on average in mode B.Therefore, it can be concluded that examining the lifespan of a business unit can increase the accuracy of the above model.