List of Articles Mohammad Moradi Article 1 - Presenting a Conceptual Framework to Increase the Return and Reduce Risk (A case study: customers of Mellat Bank of Arak) 10.22034/amfa.2022.1931043.1594 Mohammad Moradi Mohammad Sadegh Horri iraj Nouri Advances in Mathematical Finance and Applications , Issue 1 , Year , Winter 2023