اثربخشی آموزش تکنیکهای سرمایه گذاری بر سرسختی روانشناختی و تاب آوری جوانان سرمایه گذار در بورس اوراق بهادار تهران
محورهای موضوعی : پژوهش های مالی و رفتاری در حسابداری
الهه پورمحمدباقر اصفهانی
1
,
احمد غضنفری
2
*
,
محمد نیکخواه
3
1 - وزارت آموزش و پرورش
2 - عضو هیات علمی دانشگاه امام حسین ( ع )
3 - گروه علوم تربیتی، دانشگاه فرهنگیان، تهران، ایران.
کلید واژه: آموزش تکنیکهای سرمایه گذاری, تاب آوری, سرسختی روانشناختی ,
چکیده مقاله :
هدف این تحقیق بررسی تعیین اثربخشی آموزش تکنیکهای سرمایهگذاری برکنترل سرسختی روانشناختی و تابآوری جوانان سرمایه گذار در بورس اوراق بهادار تهران است. روش تحقیق نیمه آزمایشی با طرح پیش آزمون پس آزمون با گروه گواه در نظر گرفته شده است. جامعه آماری پژوهش حاضر شامل کلیه سرمایه گذاران جوان فعال در بورس اوراق بهادار شهر تهران در تابستان 1401 و بر اساس جنس تحقیق و محدودیتهای تحمیلی، نمونهگیری از نوع نمونهگیری هدفمند بوده است. افراد علاقهمند به مشارکت در طرح پژوهشی شناسایی و از بین آنها 40 نفر به طور تصادفی انتخاب و مجدداً به صورت تصادفی در دو گروه 20 نفری گواه و آزمایش قرار داده شدند. گروه آزمایش تحت آموزش تکنیکهای سرمایهگذاری قرار گرفته و گروه گواه بدون طی کردن دوره آموزشی وارد بازار سرمایه میگردند. برای سنجش تابآوری از پرسشنامه کانر و دیویدسون (۲۰۰۳) و برای سنجش سرسختی روانشناختی از پرسشنامه کوباسا با مؤلفههای(کنترل، تعهد و چالش جویی) استفاده شده است. تحلیل پرسشنامهها با استفاده از نرم افزار spss انجام و نتایج ارائه شده است. نتایج حاصل از یافتههای پژوهش حاضر نشان داد که آموزش تکنیکهای سرمایهگذاری باعث افزایش سطح تابآوری و سرسختی روانشناختی جوانان میشود.
hardiness and resilience among young investors in the Tehran Stock Exchange. The research method is quasi-experimental with a pre-test/post-test design and a control group. The statistical population of the present study includes all young active investors in the Tehran Stock Exchange during the summer of 2022. Based on the research purpose and imposed limitations, purposive sampling was used. Interested participants in the study were identified, and 40 individuals were randomly selected and then randomly assigned into two groups of 20: the experimental group and the control group. The experimental group received training in investment techniques, while the control group entered the stock market without undergoing the training course. To measure resilience, the Connor-Davidson Resilience Scale (2003) was used, and to assess psychological hardiness, the Kobasa Hardiness Questionnaire with the components of control, commitment, and challenge was employed. The questionnaire data were analyzed using SPSS software, and the results were presented. The findings of this study indicated that training in investment techniques increases the level of resilience and psychological hardiness among young investors.
Abdulabbas Al-Alwani, A. M., Khobi, M., & Mohammadhan Kermanshahi, S. (2022). The relationship between stress, anxiety, depression, and resilience in nurses working in COVID-19 wards at a teaching hospital in Al-Hilla, Iraq. Iranian Journal of Nursing Research, 19(1), 12–22. http://ijnr.ir/article-1-2858-fa.html.
Agarwalla, S. K., Barua, S. K., Jacob, J., & Varma, J. R. (2015). Financial Literacy among Working Young in Urban India. World Development, 67, 101-109.
Alanazi, H. Q., Alreshidi, N. M., Alrimali, A. M., Alshammari, W. D., Elsharif, N. E., Teodosio, M. T. H., ... & Alshammri, M. A. (2025). Evaluating the Effectiveness of Resilience Training among Nursing Professionals in Saudi Arabia. The Open Nursing Journal, 19(1).
Bai, R. (2023). Impact of financial literacy, mental budgeting and self-control on financial wellbeing: Mediating impact of investment decision making. PLoS ONE, 18(11), e0294466. https://doi.org/10.1371/journal.pone.0294466
Bartone PT, Bowles SV. Coping with recruiter stress: Hardiness, performance and well-being in US Army recruiters.Military Psychology. 2020;32(5):390-7.
Bekesiene, Svajone. Smaliukiene, Rasa, and Kanapeckaite, Rosita.(2023). The Relationship between Psychological Hardiness and Military Performance by Reservists: A Moderation Effect of Perceived Stress and Resilience.
Besharat, M. A., & Ramesh, S. (2018). Prediction of cardiovascular disease severity based on resilience, spiritual health, and social support. [in Persian]. Teb va Tazkiyeh, 34–45.
Brahmayanti,Ida Ayu Sri. Febrianto, Gustaf Naufan.(2023). The Influence of Financial Literacy on Financial Resilience through Financial Planning . Jurnal Bisnis dan Manajemen, Volume 8, Nomor 1, Hal. 1-15
Crowley, B.J., Hayslip, B., & Hobdy, J. (2003).Psychological hardiness and adjustment to life evevts in adulthood. Journal of Adult Development, 10(4), 231 − 248 .
Duan, W., Fei, Y., & Tang, X. (2020). Latent Profiles and Grouping Effects of Resilience on Mental Health among Poor Children and Adolescents. Child Indicators Research, 13 (2), 635-655.
Ehghaghi, F., & Zivdar, Z. (2023). The Effect of Financial Literacy on the Financial Behavior of Senior Tax Auditors, Considering the Mediating Role of Financial Socialization. Financial and Behavioral Researches in Accounting Journal, 115-129.(Persion).
Farchi, M. U., & Peled-Avram, M. (2025). The ART of resilience: A theoretical bridge across resilience perspectives. Frontiers in Psychology, 16, Article 1556047. https://doi.org/10.3389/fpsyg.2025.1556047.
Gao, J., Zhu, Z., Roslan, S., Zaremohzzabieh, Z., Burhanuddin, N. A. N., & Geok, S. K. (2023). Improving hardiness among university students: A meta-analysis of intervention studies. Frontiers in Psychology, 13, 994453. https://doi.org/10.3389/fpsyg.2022.994453.
Gharib, A., Saeedi, P., & Khalilzadeh, S. M. R. (2024). Examining the effect of skills on financial decision-making and perceived financial well-being with the mediating role of digital financial literacy, financial independence, financial capability, and impulsivity. The First National Congress on Sustainable Development and Social Responsibilities: Challenges and Solutions, Shiraz. https://civilica.com/doc/2170105
Graham, B. A., Sears, L., Cheung, J., & Chodavarapu, S. (2024). Money on My Mind: How Does Hardiness Relate to Financial Stress? Journal of Financial Counseling and Planning, 35(1).
Hamed, A. E. M., Hamza, M. F., El-Tawab, N. A. A., Othman, A. A., Barakat, A. M., & Ramadan Atta, M. H. (2025). Exploring the mediation role of hardiness in the relationship between feedback sensitivity and test anxiety among nursing students: A multi-site inquiry. BMC Nursing, 24, Article 421. https://doi.org/10.1186/s12912-025-02946-9.
Hamian, Z., Ebrahimi, M. E., Yarahmadi, Y., Jadidi, H., & Ahmadian, H. (2022). Studying the Effectiveness of Healthy Lifestyle Training on Resilience and Job Satisfaction among Government Employees with Physical Disabilities in Hamadan Province, Iran [in Persian]. Journal of Disability Studies.https://jdisabilstud.org/article-1-1582-fa.html.
Haratian, A., & Piri, M. (2017). The necessity of financial literacy education for children and adolescents [in Persian]. In Proceedings of the First National Conference on Child and Adolescent Psychology, 2017. https://elmnet.ir/doc/21001682-42341
Hosseini, S. A., Mohammadi, H., & Saadat, Z. (2020). Investigating the psychometric properties of the Cognitive Resilience Scale in a sample of Iranian society [in Persian]. Educational Measurement Quarterly, (42), 125–150. https://jem.atu.ac.ir/article_13133.html
Kaiser, T., & Lusardi, A. (2024). Financial literacy and financial education: An overview. Global Financial Literacy Excellence Center. https://gflec.org/wp-content/uploads/2024/04/WP2024-2.pdf
Kazempour Dizaji, F., Khanmohammadi, M. H., & Moeinoddin, M. (2020). Providing a model of financial literacy education in Iran using grounded theory. https://civilica.com/doc/1146627
Keyhani, M., Taghvaei, D., Rajabi, A., & Amirpour, B. (2014). Internal Consistency and Confirmatory Factor Analysis of the Connor-Davidson Resilience Scale (CD-RISC) among Nursing Female . [in Persian]. Iranian Journal of Medical Education 2015; 14 (10) :857-865 http://ijme.mui.ac.ir/article-۱-۳۲۵۴-fa.html.
Kianoush, M., & Jalili, M. (2014). Students’ perception and understanding of personal financial literacy: An analysis of students’ behavior regarding personal financial literacy [in Persian]. https://sid.ir/paper/496455/fa.
Laghaei, H., & Babaei Amiri, N. (2019). Comparison of resilience and anxiety among parents of children with disabilities in Tehran city [in Persian]. Counseling and Psychotherapy Development Quarterly, (29), 65–76. https://journals.iau.ir/article_667990.html
Luthar, S.S., Cicchetti, D., Becker, B.(2016). The construct of resilience: a critical evaluation and guidelines for future work. Child Dev, 71(3):543-62.
Madani, M., & Nabizadeh, A. (2024). Investigating the Effect of Financial Literacy on the Intention to Invest in the Stock Market, Taking into Account the Tendency and Behavioral Controls of Investors and Emphasizing Moral and Mental Norms [in Persian]. Financial Management Strategy (University of Alzahra Quarterly), (45), 113–132.
Mehrara, M., & Sayah, S. S. (2016). Psychological factors in behavioral financial investment [in Persian]. In Proceedings of the International Conference on Innovative Ideas in Management, Economics, and Accounting. https://sid.ir/paper/858390/fa
Nematova, M.(2024). The Role of Financial Literacy In Improving The Standard of Living of The Population and Its Impact on Economic Development, International Journal of Education, Social Science & Humanities, Volume-12.
Parvaneh, A., Khaftan, P., Khanei, D., & Saqazi, A. (2020). The effectiveness of resilience training on improving the quality of life and psychological toughness of women heads of households. [in Persian]. Applied Research in Counseling, Fall 2020, 1–16. https://www.jarci.ir/article_696657.html
Raaei, R., Bajelan, S., & Ajam, A. (2021). Examining the efficiency of the N/1 model in portfolio selection. Financial Research, 23(1), 1–16. https://sid.ir/paper/954181/fa. Rahmani Noroozabad, S., & Mohammadi, E. (2017). The consequences of financial literacy on investor decisions and investment performance. Scientific-Research Quarterly of Financial Knowledge and Securities Analysis, 12(41). (Persian).
Roghani, R., Rahmati Nezhad, L., Saberi, N., Bozorgi Saran, S., & Menat Ali, S. (2022). Investigating the Relationship Between Hardiness and Resilience with the Mediating Role of Hope in Women-Headed Households. Iranian Journal of Educational Sociology, 7(3), 131-140. https://doi.org/10.61838/kman.ijes.7.3.16 Ryu, S. Fan L. The Relationship Between Financial Worries and Psychological Distress Among U.S. Adults. J Fam Econ Issues. 2023;44(1):16-33. doi: 10.1007/s10834-022-09820-9. Epub 2022 Feb 1. PMID: 35125855; PMCID: PMC8806009. Yousefnejad, R., & Malkian, E. (2025). The effect of financial behavior, financial knowledge, financial attitude and individual-social factors on investors' behavior [in Persian]. Scientific-Research Quarterly of Investment Knowledge, 14, 227–242. http://www.jik-ifea.ir/article_23597.html.