فهرست مقالات Self Help Group

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  1 - Role of Micro Finance in Women’s Empowerment (A Study on Rural Area of Patna India)
  Hemant Kumar
  Microfinance is a type of banking service that is provided to unemployed or low-income individuals or groups who would otherwise have no other means of gaining financial services. Micro finance through Self Help Group (SHG) has been recognized internationally as the mod چکیده کامل

  Microfinance is a type of banking service that is provided to unemployed or low-income individuals or groups who would otherwise have no other means of gaining financial services. Micro finance through Self Help Group (SHG) has been recognized internationally as the modern tool to combat poverty and for rural development. Micro finance and SHGs are effective in reducing poverty, empowering women and creating awareness which finally results in sustainable development of the nation. The main aim of microfinance is to empower women. In this paper the role played by Microfinance in women’s empowerment are considered into three dimensions namely psychological, social and economic. The study is undertaken in rural areas of Patna region. Both primary and secondary data’s are used. Primary data is enumerated from a field survey in the study region. Secondary data is collected from NGOs’ reports books, website, and relevant documents. The researcher has used percentage method, simple correlation coefficient, paired t test and cross tabulation for analysis purpose. Analysis showed that there is a gradual increase in the all the three factors among rural women’s. From the interaction among the respondents it is noticed that some members are expecting the NGO to come up with more training sessions in income generating activities. All they need is a way to develop their skills and talents by participating in various training programs. There is a definite improvement in psychological well-being and social empowerment among rural women as a result of participating in micro finance through SHG program. پرونده مقاله
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  2 - Effect of Women Led Self Help Group on Micro-Financing of Farms in Isuikwuato Local Government Area of Abia State, Nigeria
  Anyiro C.O Okonkwo K.N Udah S.C
  The study examined the effect of women led self help group on micro-financing of farms in Isuikwuato Local Government Area of Abia State, Nigeria. Purposive and multistage random sampling technique was employed for collecting data from one hundred and twenty (120) women چکیده کامل

  The study examined the effect of women led self help group on micro-financing of farms in Isuikwuato Local Government Area of Abia State, Nigeria. Purposive and multistage random sampling technique was employed for collecting data from one hundred and twenty (120) women farmers in women led self help group by using structured interview schedule. The data were analyzed using descriptive statistics, paired t-test and OLS regression analysis. The study revealed that the mean loan size accessed by the women farmers from self help group led micro financing of farm was N 99,325. The result of the study revealed that the mean (N99,325) volume of farm credit accessed from women self help group was greater than that (N60,033.33) obtained outside the women self help group led micro financing of farms. Also the result of the paired t-test for difference in net farm income of the women farmers before and after accessing micro loans from women self help groups showed that the women self help group impacted significantly on the mean annual farm income of its members. The result of the multiple regression analysis showed that the volume of fund accessed from women self help group led micro financing of farms was influenced by education, marital status, years of borrowing, farm size and annual contribution of the respondents. The R2 and F-ratio values were 0.5294 and 15.47 respectively. It was however, recommended that the women should join high performing women led self help group that would give them opportunities of making reasonable savings in a year. This will encourage thriftiness in their individual farm businesses and reduce their dependence on loans from outside پرونده مقاله