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      • Open Access Article

        1 - A Feasibility Study of Applying the E-Insurance In Presenting the Existing Insurance Products
        Asghar Sarrafizadeh vahideh alipour
        The commercial exchanges between people, companies, people and companies, people and companies with governments, and so on  is increasing rapidly. There is an obvious shift from using paper documents to exchanges using electronic information. The e- commerce is con More
        The commercial exchanges between people, companies, people and companies, people and companies with governments, and so on  is increasing rapidly. There is an obvious shift from using paper documents to exchanges using electronic information. The e- commerce is considered as a viable alternative due to its speed, efficiency, and low expenses. The insurance industry as one of the most dynamic business activities is not an exception. Information technology has various effects on different activities in the insurance industry. It gives flexibility to it, changes its system and enhances its movement beyond the existing limitations and traditional regulations. One of the implications of information and communication technology in insurance industry is the electronic insurance. The e- insurance in its general view intends to provide facilities for customers to get access to the insurance services through a safe intermediary phase and without physical attendance. The main issue in this study is the feasibility of presenting the existing insurance products through the Internet from operational, cultural, technical, and legal aspects at Parsian, Asia, Alborz, Razi, Tosse, Sina, and Moallem Insurance Companies. The hypotheses of the study were statistically tested using t-student and Wilcoxon tests. The results confirmed that the possibility of presenting the existing insurance products through the Internet from operational, cultural, technical, and legal aspects is still weak. Manuscript profile
      • Open Access Article

        2 - Model to Determine the Impact on the Character and Understand Customers Using Electronic Insurance
        Reza Ehtesham Rasi Said Amini Vahid Amini
        The aim of this study is to investigate the effects of customer character and perception on the use of electronic insurance in insurance companies providing insurance electronically services. The selected population of this study includes customers that use electronic i More
        The aim of this study is to investigate the effects of customer character and perception on the use of electronic insurance in insurance companies providing insurance electronically services. The selected population of this study includes customers that use electronic insurance services of insurance companies providing insurance electronically services with total number of 420 customers. Based on Cochran formula and random sampling, 200 people were chosen. This study is applied in objective and description-correlation in data collecting. Questionnaire is used to collect data and to verify its validity and reliability, experts’ opinions and software SPSS were used respectively. Cronbach alpha for strategic orientation and markets both were above 0/7 indicating the questionnaire’s high reliability. Data were analyzed using SPSS and LISREL soft wares and path analysis model. The results of the study showed that after character, the usability, social aspects and the impact of security affect the use of electronic insurance. Manuscript profile
      • Open Access Article

        3 - Presenting a Model for Ranking Insurance Organizations Based on Electronic Readiness Using a Combination of ANP and DEMATEL Techniques
        Nazanin Pilevari Razieh Shahrokhi