List of Articles ریسک‌پذیری بانک

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  1 - The effect of the CEO's bonus and excess cash reserves on the risk-taking of banks admitted to the Tehran Stock Exchange.
  mohamad mohamadi farid rezazade
  The purpose of the research is to investigate the effect of the CEO's bonus and excess cash reserves on the risk-taking of banks admitted to the Tehran Stock Exchange.Research methodology: The statistical population of this research is among the banks accepted in the Te More

  The purpose of the research is to investigate the effect of the CEO's bonus and excess cash reserves on the risk-taking of banks admitted to the Tehran Stock Exchange.Research methodology: The statistical population of this research is among the banks accepted in the Tehran Stock Exchange, during the period of 1390 to 1400. In order to check the validity of the research hypotheses, multivariate regression based on mixed data with fixed effects and EViews 11 software was usedResearch findings: The results of the research hypotheses showed that the CEO's bonus has a significant and positive effect on the banks risk-taking. Also, excess cash reserves have a significant and negative effect on banks' risk-taking.Discussion and conclusion: Granting stock options in the form of bonuses to the CEO creates more risk-taking behaviors in banks and makes it easier to use the tools and monetary policies available to the central bank. According to the researcher, the existing monetary policies for the central bank can provide an effective mechanism to curb the moral risks of risk-taking in banks, which will promote lending and eliminate asset price bubbles Also, the effects of excess reserves on banks' risk-taking are reversed by changing the central bank's monetary policy rates. Access to abundant liquidity is the main source of credit risk, and the impact of excess reserves on risk-taking is subject to changes in the Central Bank's monetary policy in Iran. Manuscript profile
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  2 - Identifying and Determining Factors Affecting the Resilience of the Iranian Banking System
  Azadeh Afshari Sara Ghobadi Hosein Sharifi Renani
  10.30495/eco.2023.1982528.2739
  According to the emphasis of the Ball Committee, the survival rate of any economy is proportional to the resilience rate of its banks, and, when economic crises occur, the resilience of banks is too important. Then the purpose of this research is to investigate the indi More

  According to the emphasis of the Ball Committee, the survival rate of any economy is proportional to the resilience rate of its banks, and, when economic crises occur, the resilience of banks is too important. Then the purpose of this research is to investigate the indicators of the development of the banking sector that can affect the resilience of the Iranian banking system. Therefore, with the help of previous research, some factors were identified and the data were collected for 30 banks and credit institutions during the years 2000 to 2020 in the form of unbalanced panels. After that, the level of resilience was calculated with the help of the Volare index, and the type of relationships was evaluated with the help of the dynamic data panel method. The results showed that among the 18 indicators investigated as factors affecting the resilience of the Iranian banking system, only 9 factors are nonlinearly related to resilience. Resilience variables of the previous period, banking efficiency, the ratio of Interest-Free Income to total income, and the ratio of low-cost resources to total resources, have a direct relationship with resilience, and the indicators of bank size, shareholders' equity to debt, the ratio of loans to free resources, the ratio of the cost of doubtful loans to total expenses and the level of risk tolerance, had an indirect relationship. Also, private or public banks had no significant relationship with resilience. In conclusion, the resilience process of Iranian banks from 2000 to 2020 was drawn. Manuscript profile