List of Articles حق بیمه

• Open Access Article
  • Abstract Page
  • Full-Text
  
  1 - شروط محدودکننده و ساقط کننده مسوولیت بیمه گر در بیمه مضاعف (با تاکید بر حقوق انگلیس)
  زهرا بختیاری محسن ایزانلو غلامعلی سیفی زیناب منصور امینی
  Manuscript profile
• Open Access Article
  • Abstract Page
  • Full-Text
  
  2 - Investigating the factors affecting the determination of deposit insurance premiums among Iranian banks listed on the Iranian stock exchange and OTC
  Mohammadreza Aghamohammad semsar Saeed fallahpor saeed shirkavand Ali Forosh Bastani
  Bank deposits are a very important resource for banks, which, if accompanied by weak investments or fuel facilities, will cause many problems for financial institutions. One way to combat the burning of deposits is to insure them. The present study seeks to provide a mo More

  Bank deposits are a very important resource for banks, which, if accompanied by weak investments or fuel facilities, will cause many problems for financial institutions. One way to combat the burning of deposits is to insure them. The present study seeks to provide a model that can measure the risk of the banking industry in proportion to the price of premiums. And it uses risk-based modeling. This modeling uses multivariate GARCH models, which can lead to more accurate pricing of deposit premiums. To determine the factors affecting premiums and determine their relationship, the information of active banks of Tehran Stock Exchange between 1393 and 1397 has been used. Using Blacksholes, Merton Blacksholes, Merton Blacksholes models with systematic risk and Merton Blacksholes models using multivariate GARCH modeling, premium pricing has been done. According to the results obtained from the estimation of regression equations, it was found that the premium received by the Deposit Guarantee Fund was not due to the systemic risk of the banking network and it seems better that the value of the deposit premium is considered considering the risk. Be banking. In this regard, and according to the estimated models, the systemic risk of the banking network better considers the calculated value of the premium by considering the multivariate Garchi model. Manuscript profile
• Open Access Article
  • Abstract Page
  • Full-Text
  
  3 - Structure and rules of pension funds in Iran and EU countries in the legal system from the perspective of sociology of law
  Aidin Bagheri Mohamreza Mojtahdi Hossein Malakoti Emran Naeimi
  10.30495/jss.2021.1915082.1267
  Pension funds in the Iranian legal system have historically always inherited many problems, the most important of which are financial problems. Lack of vision for the future and uncertain plan and unprofessional and inefficient management, lack of transparency and confl More

  Pension funds in the Iranian legal system have historically always inherited many problems, the most important of which are financial problems. Lack of vision for the future and uncertain plan and unprofessional and inefficient management, lack of transparency and conflict and inflation of laws, have all gone hand in hand to make pension funds a problem in Iran; These problems and the poor condition of the funds, in all aspects, have raised serious concerns about the future. Reasons such as the increase in the aging population and the decrease in the employment force have increased the sensitivity of this crisis. Implementation of early retirement laws in different periods, macroeconomic fluctuations, discrimination and disproportionate receipts, the destructive role of the government and mainly one-sided interactions with funds are other important reasons for the crisis in pension funds during the year Are recent. In Iran, the multiplicity of pension funds with various programs, systems and regulations has led to the widespread dispersion of funds in the absence of a comprehensive welfare and social security system in the country. The model used by EU countries for pension funds is both forward-looking and comprehensive. Pension fund programs also focus on employment policy, along with inclusion for all segments of society, including the employed and the unemployed. What can be considered for policymakers in Iran in organizing and modeling the system of EU pension funds is to pay attention to economic and demographic policies, along with regulating legal regulations, phasing out additional organizations and reducing costs. To continue the services of pension funds. Reforms in Iran's pension fund system require a comprehensive policy approach and a strong determination to initiate fundamental change. Manuscript profile
• Open Access Article
  • Abstract Page
  • Full-Text
  
  4 - تدوین بیمه عملکرد منطقه‏ای با استفاده از روش‏های پارامتریک آلترناتیو: مطالعه موردی گندم در استان آذربایجان شرقی
  محمد قهرمانزداه حسین راحلی طراوت عارف عشقی قادر دشتی
  در طراحی بیمه عملکرد منطقه‏ ای، سطح تعهد و نرخ حق بیمه، پارامترهای بسیار مهمی هستند که هر دوی آنها بستگی به توزیع عملکرد محصول دارند. از این­رو، الگوسازی دقیق توزیع عملکرد برای طراحی قراردادهای بیمه محصول ضروری می‏باشد. این پژوهش با استفاده از داده‏ های More

  در طراحی بیمه عملکرد منطقه‏ ای، سطح تعهد و نرخ حق بیمه، پارامترهای بسیار مهمی هستند که هر دوی آنها بستگی به توزیع عملکرد محصول دارند. از این­رو، الگوسازی دقیق توزیع عملکرد برای طراحی قراردادهای بیمه محصول ضروری می‏باشد. این پژوهش با استفاده از داده‏ های سری زمانی عملکرد گندم آبی و دیم در شهرستان‏های استان آذربایجان شرقی، به بررسی اثرات پنج توزیع پارامتریک آلترناتیو و تعیین حق بیمه عملکرد منطقه‏ای در دوره زمانی 1354 تا 1392 می‏پردازد. نتایج بدست آمده حاکی است که تقریباً در تمامی موارد، نرخ‏های حق بیمه برآورد شده با استفاده از توزیع‏ های آلترناتیو، به طور معنی ‏داری از یکدیگر متفاوتند و توزیع بتا به استثناء چند مورد که برای آنها توزیع ویبول توزیع مناسبتری است مناسب‏ترین توزیع می‏باشد. بنا بر نتایج بدست آمده، مقادیر حق بیمه برای گندم آبی از 246000 ریال در هر هکتار در سطح پوشش 65 درصد برای شهرستان میانه تا 460000 ریال در هر هکتار برای شهرستان تبریز تغییر می‏کند و برای گندم دیم، مقدار حق بیمه از 265000 ریال برای شهرستان تبریز تا 860000 ریال در هر هکتار برای شهرستان مراغه متغیر است. افزون بر این نتایج حاکی است که حق‏ بیمه‏ های محاسبه شده مقادیر کمتری نسبت به حق‏بیمه‏های سنتی دارند که برای بیمه ‏شونده و بیمه‏ گر قابل اجرا می‏باشند چرا که بیمه ‏شوندگان مبالغ حق‏ بیمه‏ کمتری را پرداخت می‏نمایند و از آنجا که در بیمه عملکرد منطقه­ ایی به ‏منظور محاسبه غرامت‏ها از روش‏های جدیدی استفاده می‏شود که دیگر نیازی به حضور در مزارع برای محاسبات میزان خسارت وجود ندارد، برای بیمه‏ گر نیز قابل استفاده است.  Manuscript profile
• Open Access Article
  • Abstract Page
  • Full-Text
  
  5 - The Estimation of province–wise demand function for commercial insurance services (1002-1002)
  Mohammad Reza Mirzaei Nejad Mehdi Mohammadi
  The development dynamics between various sectors of an economy exerts an effective force towards sustainable development. The potential role of service sector in this regard is outstanding since it constitutes a larger share in GNP. In this context, insurance industry More

  The development dynamics between various sectors of an economy exerts an effective force towards sustainable development. The potential role of service sector in this regard is outstanding since it constitutes a larger share in GNP. In this context, insurance industry, a key segment of service sector, play a cushioning role for other sectors as it provides financial and psychological support to the entire economy. Insurance activities in Iran, despite its century long existence and experience, have not exploited its potential role in business environment and have not fulfilled its expected role in the economy of Iran. This paper has aimed to estimate the demand function for commercial insurance across the country (province-wise demand function). Attempts have been made to measure statistically the effect of variable such as Income Per capita, premium, inflation, literacy rate and compensation paid, on the demand for commercial insurance in Iran. The author has applied Eviews software and Panel Data techniques to estimate the parameters. The time span covered it this study starts from March 20, 2110 to March 21, 2113. The findings of this research indicate that there is a positive and significant relationship between Income Per capita and the demand for commercial insurance in Iranian provinces. An increase of 01 in Income Per capita brings about 11031 increase in demand for insurance. Moreover, there is a positive and significant relationship between compensation paid and demand for commercial insurances in the provinces. The demand for insurance services would increase by 1171 in response to 01 increase in compensation paid. The relationship between premium paid and the demand for commercial insurances in the provinces, is found to be negative and statistically meaningful. In other words, one per cent increase in premium per insurance issued would contract demand for insurance by 11.. per cent Manuscript profile
• Open Access Article
  • Abstract Page
  • Full-Text
  
  6 - تاثیر عضویت در سازمان جهانی تجارت برعملکرد بیمه‌های زندگی در کشورهای در حال توسعه
  علیرضا دقیقی اصلی محمد رضا میرزایی نژاد سعیده سادات مظهری موسوی
  Manuscript profile
• Open Access Article
  • Abstract Page
  • Full-Text
  
  7 - The effect of insurance industry on economic growth in Middle East and North Africa (MENA) countries
  فرزانه جهانی علی دهقانی
  Abstract In this paper, we analyze the relationship between the insurance expansion as a financial intermediary and economic growth in Iran and some selected  MENA members countries  i.e.Algeria,Bahrain,Turkey,Jordan,Kuwait,Lebanon,Egypt,Morroco,Oman,Qatar,Sa More

  Abstract In this paper, we analyze the relationship between the insurance expansion as a financial intermediary and economic growth in Iran and some selected  MENA members countries  i.e.Algeria,Bahrain,Turkey,Jordan,Kuwait,Lebanon,Egypt,Morroco,Oman,Qatar,SaudiArabia, Tunisia,UAE,Cyprus, Malta in "1997-2010". A descriptive analysis method has been used as the main approach. Using an econometric model based on deduction analysis and panel data model, a  macro review has made on MENA countries financial markets variables as well as the position of insurance share in the capital markets and its relationship with the  their economic growth rates. The results show that there is a significant and positive relationship between the aforementioned variables and the economic growth among the chosen countries during survey period. We recognize that the most effective variable on the economic growth is employment. One percent increase in employment index had a 0.34 percent increase in the economic growth. In addition, one percent increase in capital stock had a 0.08 percent increase in the economic growth. One percent increase in total premium had a 0.23 percent increase in the economic growth. Insurance had a positive effect on the economic growth on MENA member’s countries.  The effect of insurance on economic growth has been considerable quantity.   Manuscript profile
• Open Access Article
  • Abstract Page
  • Full-Text
  
  8 - The Analyse of The Relationship Between Insurance Industry Development & Economic Growth in Developing Countries(Algeria, Indonesia, Malaysia, Pakistan, Turkey, Philipines, Egypt, India) & Comparson
  Sakineh Safari Hamed soltani Ghadir Mahdavi
  insurance institutions, including financial institutions that are providing security near the economic capital in creating the financial resources at time intervals to receive insurance premium and pay damages, especially in long-term insurance can lead to mobility and More

  insurance institutions, including financial institutions that are providing security near the economic capital in creating the financial resources at time intervals to receive insurance premium and pay damages, especially in long-term insurance can lead to mobility and dynamicaly and development financial markets and with accumulation of capital necessary can provide fields of economic growth. In this study with using a CROOSS – COUNTRY PANEL DATA technique to examine the relationship between insurance sector expantion and economic growth in Iran and the selection countries at during the period 1186-2991. The results were considered significant and positive relationship between study variables and economic growth and with increasing 1 percent in the insurance penetration coefficient (the ratio of premium to GDP), the economic growth will increase 90993 percent, then insurance is one of the factors affecting the country's economic growth during the period of review and, the Schumpeter’s opinion (1111) and supply leading theories will be approved. Manuscript profile
• Open Access Article
  • Abstract Page
  • Full-Text
  
  9 - Relying on the insured, strategies for financing health insurance in Iran
  mohsen rasoulian
  this study aimed to identify and rank the revenue strategy is to implement health insurance in Iran. The research was descriptive - survey study population included 30 experts insurance in the country, which made 15-question questionnaire, was distributed among the More

  this study aimed to identify and rank the revenue strategy is to implement health insurance in Iran. The research was descriptive - survey study population included 30 experts insurance in the country, which made 15-question questionnaire, was distributed among them and with analytic hierarchy process (AHP) were analyzed. The results showed that premium income strategy at No. 1 with a weight of 0.259, 0.229, weighing in at No. 2 important strategy of government revenue, tax revenue strategy with a weight of 0.191 ranks third in importance, miscellaneous income strategy with a weight of 0.171 at No. 4 the importance of strategy and corporate earnings are weighing 0.151 at No. 5 importance. It is surprising that this time also presented a plan for improving public health experts on a strategy that most people have focused-of-pocket financing! Can we still rely on public funds to promote health? Manuscript profile