List of Articles بانک تجاری

• Open Access Article
  • Abstract Page
  • Full-Text
  
  1 - Evaluating the Long-Term Performance of Commercial Banks Based on the Sustainable Competitive Advantage Approach with Emphasis on the Role of Management Efficiency: An Approach Based on Comparing Public and Private Iranian Banks
  hamid sadjadi mohsen hamidian ali esmaelzadeh
  The performance of the organization and ultimately its value is improved through activities that increase the critical factors of success. Managers with higher efficiency seem to seek to increase high performance and then maintain a stable competitive advantage among th More

  The performance of the organization and ultimately its value is improved through activities that increase the critical factors of success. Managers with higher efficiency seem to seek to increase high performance and then maintain a stable competitive advantage among their competitors, and it is expected that management efficiency can affect the relationship between long-term bank performance and sustainable competitive advantage. Therefore, based on this argument, the purpose of this study is to provide a model for evaluating the long-term performance of commercial banks based on the approach of sustainable competitive advantage with emphasis on the role of management efficiency. The research hypothesis was tested using a sample consisting of 23 banks listed on the Tehran Stock Exchange during the years 1390 to 1397 and using a multivariate regression model. The obtained data were analyzed using Ives 10 software. Findings indicate that the identified factors evaluating the long-term performance of commercial banks such as financial performance (economic value added) and profitability indicators (Kyoto, return on assets and return on equity) affect the bank's sustainable competitive advantage. Also, management efficiency as a moderating role affects the relationship between long-term performance appraisal of commercial banks (economic value added, Kyoto, asset returns and equity returns) and the bank's sustainable competitive advantage. On the other hand, due to the fact that the rate of coefficients obtained from private banks is higher than state-owned banks, so in order to increase management efficiency, it is recommended that banks move towards privatization. Manuscript profile
• Open Access Article
  • Abstract Page
  • Full-Text
  
  2 - A Comparative Study of Venture Capital Instruments in Iranian Commercial Banks
  Mohammad Ebrahim Pourzarandi Majid Shahriari
  Venture capital is an interesting area in banks financial decisions and because of its uncertainty, brings lots of challenges. Despite the increasing tendency for banks in this kind of investments, there is not any certain method to analyze the risk and return of ventur More

  Venture capital is an interesting area in banks financial decisions and because of its uncertainty, brings lots of challenges. Despite the increasing tendency for banks in this kind of investments, there is not any certain method to analyze the risk and return of ventures; thus it is neccessary to develop an effective research in this area. Recently, development of the studies about ventures, has facilated conditions for investors and increase the proportion of venture capital in commercial banks portfolio. This paper as a novel study, at first, consider the literature review of financing VC projects and their instruments, and then try to find the usablity of these methods in  Iranian commercial banks in a comparative approach. Manuscript profile
• Open Access Article
  • Abstract Page
  • Full-Text
  
  3 - Customers' Credit Risk Evaluation Using LINMAP Analysis (A Case Study on an Iranian Commercial Bank)
  Seyed Ali Naji Esfahani Mohammad Ali Rastegar
  Abstract The aim of this paper is evaluation and forecasting of credit risk of the companies that were applied for a loan in a commercial bank in Iran. So, by using cross-section random sampling by having 75% of total data as an in-sample and 25% as out-sample and also More

  Abstract The aim of this paper is evaluation and forecasting of credit risk of the companies that were applied for a loan in a commercial bank in Iran. So, by using cross-section random sampling by having 75% of total data as an in-sample and 25% as out-sample and also by using LINMAP model, financial statements and their performance in the bank were investigated during 1389-1393. The results indicate the efficiency of the method for forecasting credit behavior of the bank's customers. Considering the method advantages including its independence to the companies' financial background and precision in forecasting relative to prevailing methods, it is recommended to use this method as input to researches for banks' credit portfolio management.    Manuscript profile