List of Articles Perceived Risk Open Access Article Abstract Page Full-Text 1 - The effect of co-creation in the face of augmented reality on perceived risk, perceived trust Masoomeh Ghafoori Nosrat Shadnoosh Muhammad Ali Karamati Open Access Article Abstract Page Full-Text 2 - Investigating the effect of ease, usefulness and perceived risk, trust and social effects on the intention to use mobile banking among the customers of Melli Mubarakeh Bank Fatemeh Nasirzadeh Masoud Godarzi Open Access Article Abstract Page Full-Text 3 - Impact of Product Quality and Perceived Risk on Loyalty through Purchase Decisions on Hygiene Products in Surabaya: COVID-19 Perspective Christina Susanti 10.22034/JCHR.2024.1104748