Effeciency of Cooperative Fund Facility (Cooperative Development Bank) in the Cooperative Development

Subject Areas :

Ayoub sarafraz ¹ , Nahid malekiniya ² , Hossein asgari aloje ³

1 - عضو هئیت علمی گروه مدیریت و حسابداری واحد بیله سوار دانشگاه آزاد اسلامی واحد اردبیل
2 - عضو هئیت علمی گروه مدیریت و حسابداری واحد بیله سوار دانشگاه آزاد اسلامی واحد اردبیل
3 - عضو هئیت علمی گروه مدیریت و حسابداری واحد بیله سوار دانشگاه آزاد اسلامی واحد اردبیل

Received: 2015-11-01 Accepted : 2015-11-01 Published : 2011-12-22

Keywords: Cooperative Fund Facility, Facility of Internal Resources, Facility from Note resources, Entrepreneur,

Abstract :

Cooperative funds are considered a major part of the financial system. As in some countries, cooperative funds are considered the largest financial institutions. Cooperative finance, retain existing jobs and creating new job opportunities sue a major cause of established Cooperation Fund. This study examines the correlations Cooperative Fund Facility (separation process of payments and separation where financing) and entrepreneur in the cooperative sector deals. Whether between the Cooperative Fund facilities and Cooperative sector entrepreneur exist a significant relationship? And the effectiveness of the facility of domestic resources is more or effectiveness of the Facility a Note resources in the entrepreneur? To answer these questions was chosen a sample containing 45data - Year Fund in Ardebil province during the period 84-88 that equal to the entire statistical community of research. Hypotheses using Pearson correlation coefficient were measured. Test results of the first main hypothesis suggest that there is no significant relationship between Facilities cooperation Fund (a separate process of payments) and entrepreneur, so we conclude the Cooperative fund facility has not been effective in development cooperation sector. The results of the second major hypothesis testing shows that there are significant relationship between Cooperative Fund Facility from domestic sources and entrepreneur, while there is no significant relationship between Cooperative Fund of facilities from Note resources and entrepreneur and can be concluded that the effectiveness of Cooperative facilities funds from internal resources is more Note Of resources.