Analysis of the Impact of Agricultural Bank Facilities on Rural Development in Kohgiluyeh and Boyer Ahmad Province

Subject Areas : Agricultural Economics Research

Aazam Ghorbani ¹ , آیت اله Karami ^{2 *} , Maryam Sharifzadeh ³

1 - Master's student in sustainable agriculture promotion and education, Department of Rural Development Management, Yasouj University, Yasouj, Iran.
2 - استادیار گروه مدیریت توسعه روستایی دانشگاه یاسوج
3 - Associate Professor of Agricultural Extension & Rural Development, Department of Rural Development Management, Yasouj University, Yasouj, Iran.

Received: 2024-07-17 Published : 2025-06-26

Keywords: Agricultural bank, payment facilities, rural development.,

Abstract :

The present study was conducted with the aim of analyzing the impact of the payment facilities of the Agricultural Bank in the economic development of the rural areas of Kohgiluyeh and Boyar Ahmad provinces. The results of the estimation of random effects model showed that the variable of the ratio of loan facilities to the total facilities and the variable of burden of takaful at the level of one percent, the variable of household dimension and the variable of literacy rate at the level of five percent and had a significant effect on the variable of per capita income and the variable of age had There was no significant effect on the per capita income variable. A comparison of the amount of facilities paid during the years under study showed that the increase in the amount of loan facilities Al-Hasna Bank in the agricultural sector has not necessarily led to an increase in production and as a result the income of the villagers of this province during the years under review.