Investigating factors affecting the acceptance of agricultural products insurance among rice farmers in Razvanshahr city
Subject Areas : Agricultural Extension and Education Research
معصومه ارفعی
1
(Department of AgricultureAshtian Branch, Islamic azad university, Ashtian, Iran)
Serveh Ahmadi
2
(Department of Agriculture, Varamin Branch, Islamic azad university, Varamin, Iran)
آزیتا زند
3
(Department of Agriculture, Islamshahr Branch, Islamic azad university, Islamshahr)
Sahar Dehyiuri
4
(Department of Agriculture, Islamshahr Branch, Islamic azad university, Islamshahr)
Keywords: agricultural products insurance, acceptance, satisfaction, rice farmers, Rezvanshahr county,
Abstract :
This research aims to study factors effective on rice farmers of Rezvanshahr county to accept agricultural products insurance. This is a applied and correlational study. The statistical population includes insured rice farmers (1666 people) of Rezvanshahr county i., with an estimated sample size of 183 people selected through a random cluster sampling in accordance with the test of Bartlett, et al. Data collection was carried out applying a questionnaire ,designed by the researcher, containing personal and agricultural features as well as 79 questions regarding factors affecting farmers insurance acceptance. Validity of the questions context was approved by the experts. The Coefficient of Cronbach’s alpha variables of satisfaction was 0.863 rejection 0.856 and suggestion for insurance acceptance enhancement 0.702; which was higher than 0.7, indicating the consistency of items and the final confirmation. The data analysis was conducted using a regression model and the Spearman and Pearson’s correlation coefficients by the spss software. According to the logistic regression model result, based on the correct prognosis statistics (84.4%), considering the descriptive variables (farmer’s age, educations, cropland area, farming records, revenue, distance from broker firms), suggested model prognosticated a high percentage of dependent variable amounts. correlation between personal and agricultural features of the rice farmers and the satisfaction rate from the agricultural products insurance indicated that dwelling locations, distance from brokers firms, cropland areas, , insurance records, attendance of insurance class, bank facilities, cultivation methods and rice cultivated area had a significant positive relationship, but using insurance publications had a significant negative relationship.
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