@article{
  author = {Azarbad, Moussa, Shojaie, Amirabbas, Abdi, Farshid, Ghezavati, Vahidreza, khalili Damqani, kaveh},
  title = {Reducing the risk of Insolvency and costs in the field of banking with the approach of selecting partners},
  journal = {Journal of Development & Evolution Mnagement},
  year = {2020},
  volume = {12},
  number = {40},
  pages = {17-23},
  doi = {}
}