@article{
  author = {Mohamadebrahimzade Sepasgozar, Fatemeh, Ramezani, Yousef, sargolzaei, sharifeh, MohamadebrahimSepasgozar, Samad},
  title = {Investigating the Effectiveness Constructs on Digital Technologies Adoption in Banking Systems},
  journal = {Journal of Development & Evolution Mnagement},
  year = {2020},
  volume = {11},
  number = {0},
  pages = {301-310},
  doi = {}
}