TY - JOUR AU - Sharifi, Kokab AU - Mohammadzadeh, Amir AU - Nikoumaram, Hashem AU - Hamidi, Naser TI - Financial Innovation Test in Banking: Providing a Hybrid Model for Forecasting and Assessing Credit Risk of Medium and Small Enterprises (SMEs) in Commercial Banks JO - Financial Engineering and Portfolio Management VL - 12 IS - 47 SP - 607 EP - 625 PY - 2021 DO - ER -