Investigating the Effecting Factors on the Adoption of Agricultural Supplemental Insurance (case study on Alborz Province Farms)

Subject Areas : Agricultural Economics Research

mohsen nikzadi panah ¹ (Master`s Student in Agricultural Management, Islamic Azad University, Science and Research Branch, Department of Economic, Agricultural Extension and Education, Tehran, Iran.)
Jaafar Azizi ² (Assistant professor of Islamic Azad University, Rasht Branch, Department of Agricultural Management, Rasht, Iran)
Yaaghub Zeraatkish ³ (Assistant professor of Islamic Azad University, Science and Research Branch, Department of Economic, Agricultural Extension and Education, Tehran, Iran.)

Received: 2019-01-30 Accepted : 2020-05-15 Published : 2021-01-20

Keywords: Adoption, Alborz Province, Agricultural, Supplemental Insurance, Farms,

Abstract :

The purpose of this research was investigating the effecting factors on the adoption of agricultural supplemental insurance by Alborz Province farms. The type of research is descriptive-correlation that is done through survey method. Statistical population of research are farmers in the villages of Alborz province that throught Krejcy & Morgan table and clustered sampling was selected 317 people totally random. Main tool of this research is a questionnaire that it`s validity is obtained by using panel of experts and masters in the agricultural managment field. The reliability of the questionnaire is done through pre-test and by Cronbach's alpha coefficient, that was acceptable. The results of analysis regression are indicated annual agricultural income, awareness of insurance conditions, land ownership, having a non-agricultural job, level of education and riskiness well explain for 68.1% changes in adoption of agricultural supplemental insurance.

References:

- Akinola, B. D. (2014). Determinants of Farmers’ Adoption of Agricultural Insurance: the Case of Poultry Farmers in Abeokuta Metropolis of Ogun State, Nigeria,British Journal of Poultry Sciences, 3 (2): 36-41.

- Barghi, H. Barati Zadeh, F. Mohammadi, R. & Nuri, R. (2017). Effecting Components on the Tendency to Insurance of Agricultural and livestock Products in Rural Areas, Case study: Khomein township, Journal of Rural Research and Planning, 6(3): 19-33. (In Persian)

- Darijani, A. (2017). Effecting Factors on the Adoption insurance of Agricultural products and Provide a pattern of insurance sustainability and instability, Agricultural Economics, 11(2): 1-20.(In Persian)

- Ejraee, A. & Noruz Nezhad, M. (2015). Effecting on the adoption insurance of wheat and barley crops in Jahrom township, 4^th National Symposium on Sustainable Agriculture and Natural Resources, March 2015, Tehran, Iran. (In Persian)

- Esmaeili, R. (2012). Effecting factors on the adoption insurance of agricultural products, Case study: rice farmers in Rezamahleh district of Rudsar township, M. S. Thesis of of Geography and Rural Planning. Islamic Azad University, Central branch, Tehran, Iran. (In Persian) 

- Fooladi Zadeh, M. Barani, H. Abedi Sarvestani, A. & Mostafa Loo, H. (2017). Investigating the socio-economic effecting factors on the adoption insurance of livestock and rangeland, Case study: Golestan Province, Agh Ghola township, Rangeland Science, 7(1): 35-44. (In Persian)

- Ghimire, R. (2013). Crops and Livestock Insurance Practices in Nepal. Journal of Business and Social Sciences, 1(1): 1-15.

- Hazarika, C. & Yasmin, S. (2018). Adaptability of Crop Insurance as a Risk Mitigation Mechanism by the Farmers of Assam– An Analysis of Modified National Agricultural Insurance Scheme (MNAIS), Journal of Advanced Agricultural Technologies, 5(1): 58-62.

- Hossein Nezhad Asil, A. (2015). Effecting on the adoption insurance of wheat crops, Case study: wheat farmers of Kermanshah Province, Insurance and Agriculture Quarterly, 12(46): 125-143. (In Persian)

- Khodaverdi Zadeh, M. Khodaverdi Zadeh, S. & Maasum Zadeh, F. (2014). Determining the effecting factors on the demand for rural livestock insurance, Case study: Marand township, Rural development strategies, 1(3): 1-18. (In Persian)

- Leblois, A., & Quirion, P. (2010). Agricultural insurances based on meteorological indices: Realizations, Methods and Research Agenda, Meteorological application, 20(1): 1-9.

- Liu, Z., & Liu, L. (2016). Characteristics and driving factors of rural livelihood transition in the east coastal region of China: A case study of suburban Shanghai. Journal of Rural Studies, 43: 145–158.

- Ntukamazina, N., Onwonga, R. N., Sommer, R., Rubyogo, J. C., Mukankusi, C. M., Mburu, J., & Kariuki, R. (2017). Index-based agricultural insurance products: challenges, opportunities and prospects for uptake in sub-Sahara Africa, Journal of Agriculture and Rural Development in the Tropics and Subtropics, 18(2): 171–185.

- Mirzaee, A. & Zibaee, M. (2014). ). Investigating the socio-economic effecting factors  on the adoption options of pistachios supplemental insurance in the Rafsanjan, Journal of Economics and Agricultural Development, 1(28): 26-34. (In Persian)

- Mirzaee, A. & Zibaee, M. (2015). Determining the best option of  pistachios supplemental insurance contract in the Rafsanjan, Use of random criteria, Iranian Journal of Agricultural Economics and Development Research, 3(46): 569-577. (In Persian)

- Naderi Mahdiei, K. Yaaghubi Farani, A. Saadi, H. & Zoleikhaee Sayar, L. (2014). Investigating the effecting factors on the development of wheat insurance in the Hamedan township, Iranian Journal of Agricultural Economics and Development Research, 3(45): 425-437. (In Persian)

- Omidi Najaf Abadi, M. & Farajallah Hosseini, S. J. (2008). Challenges of using information and communication technology system to train private agents of Iranian agricultural insurance, Agricultural Extension and Education Research, 1(4): 11-19. (In Persian)

- Sharifi, M. & Musavi Haghighi, H. (2016). Investigating the effecting factors on the adoption of agricultural in the Khozestan Province, Case study: Dasht Azadegan township,international conference on new findings of Agricultural Sciences, Natural Resources and the Environment, March 2016, Tehran, Iran. (In Persian)

- Singh, A. S. & Hlophe, N. M. (2017). Factors affecting adoption of livestock insurance: a case study of livestock farmers in Manzini Region, Swaziland, Research Journal of Agriculture and Forestry Sciences, 5(8): 6-14.

- Statute of the Agricultural Products Insurance Fund. (1984). Islamic Parliament Research Center of The Islamic Republic Of IRAN, Available online at: http://rc.majlis.ir/fa/law/show/9091. (In Persian)

- Yanga, R., Wang, L., & Xian, Z. (2010). Evaluation on the Efficiency of Crop Insurance in China’s Major Grain-Producing Area. Agriculture and Agricultural Science Procedia, 5(1): 90–99.

- Zamani, Gh. Karami, A. & Keshavarz, M. (2007). Adoption insurance of agricultural products: determinant structures, Agricultural Economics, 1(1): 141-168. (In Persian)

- Zhang, R. & Fan, D. (2016). Evaluating Farm-Level Crop Insurance Demand in China: A Double-Bounded Dichotomous Approach, Journal of Agricultural Science, 8(3): 10-20.