Investigating the Effecting Factors on the Adoption of Agricultural Supplemental Insurance (case study on Alborz Province Farms)

Subject Areas : Agricultural Economics Research

mohsen nikzadi panah ¹ , Jaafar Azizi ² , Yaaghub Zeraatkish ³

1 - Master`s Student in Agricultural Management, Islamic Azad University, Science and Research Branch, Department of Economic, Agricultural Extension and Education, Tehran, Iran.
2 - Assistant professor of Islamic Azad University, Rasht Branch, Department of Agricultural Management, Rasht, Iran
3 - Assistant professor of Islamic Azad University, Science and Research Branch, Department of Economic, Agricultural Extension and Education, Tehran, Iran.

Received: 2019-01-30 Accepted : 2020-05-15 Published : 2021-01-20

Keywords: Adoption, Alborz Province, Agricultural, Supplemental Insurance, Farms,

Abstract :

The purpose of this research was investigating the effecting factors on the adoption of agricultural supplemental insurance by Alborz Province farms. The type of research is descriptive-correlation that is done through survey method. Statistical population of research are farmers in the villages of Alborz province that throught Krejcy & Morgan table and clustered sampling was selected 317 people totally random. Main tool of this research is a questionnaire that it`s validity is obtained by using panel of experts and masters in the agricultural managment field. The reliability of the questionnaire is done through pre-test and by Cronbach's alpha coefficient, that was acceptable. The results of analysis regression are indicated annual agricultural income, awareness of insurance conditions, land ownership, having a non-agricultural job, level of education and riskiness well explain for 68.1% changes in adoption of agricultural supplemental insurance.

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