فهرس المقالات KMV-Merton حرية الوصول المقاله صفحة الملخص نص كامل 1 - Measuring the Credit Risk of Bank Based on Z-Score And KMV- Merton Models: Evidence from Iran Mohammad Roshandel Mirfeiz Fallahshams Fereydoun Rahnama Roodposhti hashem nikoumaram 10.22034/amfa.2022.1927934.1583