فهرس المقالات Banking Innovation حرية الوصول المقاله صفحة الملخص نص كامل 1 - Unlocking Synergies: Exploring Key Drivers of Collaboration between Iran's Banking Sector and Fintech Innovators Arash Onsori Abbass Khamseh Taghi Torabi Hamidreza Yazdani حرية الوصول المقاله صفحة الملخص نص كامل 2 - Open Banking Innovation Model by Digital Transformations Based on Adaptive Neuro Fuzzy Inference System (ANFIS) Mohammadali Mirfallah Lialestani Abbas khamseh 10.30495/jsm.2021.1925967.1455