@article{
  author = {Souri, Amirreza, Panahi, Fatima },
  title = {Macroeconomic changes and financial development on non-performing loans are developing, developed and less developed},
  journal = {Economic  Modeling},
  year = {2025},
  volume = {19},
  issue = {1},
  pages = {1-25},
  doi = {https://doi.org/10.71849/ECO.2025.1130343},
  url = {https://sanad.iau.ir/fa/Article/1130343}
}