pirayesh rad, matin, Safa, Mojgan, حاجیها, زهره, Golami Jamkarani, Reza. “The effect of financial literacy and attitude towards money on financial well-being with the mediating role of financial ethics.” Financial Accounting and Auditing Research, vol. 17, no. 67, 2025, pp. 177-200. 10.71608/faar.2025.1073366