تبیین تاثیر ویژگی های شخصیتی بر سوگیری های رفتاری متخصصان مالی در ایران
الموضوعات : پژوهش های مالی و رفتاری در حسابداری
لیلا رئیسی
1
,
حمید رستمی جاز
2
,
مرتضی باوقار
3
1 - دانشجوی دکتری حسابداری، واحد بندرعباس، دانشگاه آزاد اسلامی، بندرعباس، ایران
2 - استادیار گروه حسابداری و مدیریت مالی، واحد بندرعباس، دانشگاه آزاد اسلامی، بندرعباس، ایران.
3 - استادیار گروه حسابداری و مدیریت مالی، واحد بندرعباس، دانشگاه آزاد اسلامی، بندرعباس، ایران
الکلمات المفتاحية: ویژگی های شخصیتی, سوگیری های رفتاری, رفتار تحمل ریسک,
ملخص المقالة :
عوامل روانی و رفتاری تصمیمات مالی را هدایت می کنند امور مالی رفتاری توضیح می دهد که چگونه عوامل روانی بر ادراک، رفتار، تصمیم گیری و عملکرد بازار متعاقب سرمایه گذاران تأثیر می گذارد. تصمیم گیری سرمایه گذار شامل عوامل روانشناختی، بیولوژیکی و جامعه شناختی است. جمعیت شناسی سرمایه گذاران ممکن است بر توانایی های تصمیم گیری ادراک و نگرش ریسک و ویژگی های شخصی آنها تأثیر بگذارد. شخصیت یک فرد نقش مهمی در تصمیم گیری دارد که پیامدهای مختلفی را برای تصمیم گیرندگان بخصوص متخصصان مالی در ایران داشته باشد. از این رو پژوهش حاضر سعی دارد با بررسی چگونگی تأثیر عوامل شخصیتی بر سوگیری های رفتاری، به نظریه چشم انداز کمک کند. روش تحقيق حاضر، بر اساس هدف از نوع تحقيق كاربردي است و بر اساس نحوه‌ي گردآوري داده‌ها از نوع روش توصيفي از شاخه پيمايشي محسوب مي‌شود. بر اين اساس با طراحی و توزیع پرسشنامه میان 132 نفر از متخصصان مالی در سطح شهر تهران که به روش تصادفی ساده انتخاب شدند به مطالعه میدانی پرداخته شده است. داده ها پس از گردآوری با استفاده از تکنیک مدلسازی معادلات ساختاری بکمک نرم افزار لیزرل مورد تجزیه و تحلیل قرار گرفتند. نتایج تحلیل ها در مجموع نشان داد ویژگی های شخصیتی و مولفه های آن (روان رنجوری، برون گرایی، گشودگی، وجدان و قابلیت سازگاری) بر سوگیری های رفتاری تاثیر مثبت و معنی داری داشته اند.
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