List of Articles State-Owned Banks Open Access Article Abstract Page Full-Text 1 - Designing a Positioning Model for State Banks' Services and its Validation from the Perspective of External Customers Zohreh Kian Mehr Hossein Hakimpour Mahdi Mahmoodzadeh Vashan Mohammad Mohammadi 10.30495/jsm.2021.1942925.1543 20.1001.1.23222301.2021.7.4.7.8 Open Access Article Abstract Page Full-Text 2 - Prioritizing the Dimensions, Components and Indicators of the Intellectual Capital Model in State Banks with the Competency Approach of Managers Abouzar Hatami Ghoushchi Karamolah Daneshfard Abbas Toloui Ashlaghi Fereydon Rahnamay Roodposhti 10.30495/jsm.2021.1942510.1536 20.1001.1.23222301.2021.7.3.3.2