تحلیل عوامل اثرگذار بر توانمندسازی زنان روستایی دریافت کنندهی اعتبارات خرد در شهرستان نهاوند
محورهای موضوعی : فصلنامه زن و جامعهمرضیه فراشی 1 , مهدی رحیمیان 2 , سعید غلامرضایی 3
1 - دانشآموختهی کارشناسی ارشد گروه توسعه روستایی، دانشگاه لرستان، خرمآباد، ایران.
2 - استادیار گروه توسعه روستایی، دانشگاه لرستان، خرمآباد، ایران.
3 - استادیار گروه توسعه روستایی، دانشگاه لرستان، خرمآباد، ایران.
کلید واژه: زنان, اعتبارات خرد, تحلیل مسیر, نهاوند, توانمندی,
چکیده مقاله :
هدف از انجام تحقیق حاضر شناخت عوامل تأثیرگذار بر توانمندسازی اقتصادی و اجتماعی زنان دریافت کنندهی اعتبارات خرد در شهرستان نهاوند و تعیین میزان اثرات مستقیم و غیرمستقیم هر یک از متغیرها بر میزان توانمندی آنان میباشد. تحقیق مذکور از نوع مطالعات پیمایشی و ابزار مورد استفادهی گردآوری اطلاعات، پرسشنامه بود. جامعه آماری زنان دریافت کنندهی وامهای خرد شهرستان نهاوند، در سال‌های 1389 تا 1393، می‌باشند (N= 200). حجم نمونه بر اساس جدول کرجسی و مورگان 130 نفر تعیین شد. نمونه‌گیری بهصورت طبقه‌ای با انتساب متناسب انجام شد. پایایی و روایی پرسشنامه، به ترتیب با استفاده از ضریب آلفای کرونباخ و روش اعتبار محتوایی مورد تأیید قرار گرفت. تجزیه و تحلیل دادهها با نرمافزار SPSS انجام شد. طبق نتایج آمار توصیفی 4/55 درصد، علی رغم دریافت وام، خانه‌دار و بدون شغل بودند. بر اساس نتایج تحلیل مسیر متغیرهای اثرگذار بر توانمندسازی زنان به‌ترتیب عبارتند از: نگرش افراد نسبت به اعتبارات خرد، میزان نظارت نهاد پرداخت کنندهی اعتبار بر نحوهی مصرف وام، میزان مصرف وام در فعالیت‌های توان‌مندساز، آموزش نهاد پرداخت کننده در خصوص مصرف اعتبار و مبلغ کل وام دریافتی.
The main purpose of this research was to investigate the factors affecting the economic and social empowerment of rural poor women in Nahavand Township and determining the direct and indirect effects of these variables on their ability. This research was a sort of the survey study and a questionnaire was compiled for collection of data. Statistical population included women in Nahavand Township who received small credits from credit institutes during 2010- 201 (N = 200). Statistical sample determined as 130 individuals through Morgan table. Sampling was conducted as proportional classified state. Questionnaire's reliability and validity were confirmed respectively through computing Cronbach's alpha coefficient (more than 0.7) and content validity. Data was analyzed by SPSS software. Results of descriptive statistics showed that 55.4 % of women, despite receiving loans, housewives and had no jobs. Based on the results of path analysis their attitude toward microcredit, the control of credit institutions on how to use the loan, the use amount of loans in empowering activities, education institutions about use credit and the entire amount of the loan.
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