List of Articles Financial Institution Open Access Article Abstract Page Full-Text 1 - Transformation of Household Credit Behavior in the Conditions of Digitalization of the Financial Services Market Maksym Dubyna Artur Zhavoronok Nataliia Kudlaieva Inna Lopashchuk 10.22094/joie.2020.677835 20.1001.1.22519904.2021.14.3.23.8