Cultural factors Affecting Women's Tendency towards Life Insurance
Subject Areas : Iranian Sociological ReviewHassanali Bozorgian 1 , Zolfaghar Rashidi 2 * , Rozita Sepehrnia 3
1 - M.A. in Cultural Affairs Management and Planning, Central Tehran Branch, Islamic Azad University, Tehran, Iran
2 - Assistant Professor, Department of Educational Management, Roudhen Branch, Roudhen, Iran
3 - Associate Professor, Department of Cultural and Media Studies, Central Tehran Branch, Islamic Azad University, Tehran, Iran
Keywords: Life insurance, women's education, family authority, social status,
Abstract :
Life insurance is currently the basic pillar for creating peace, comfort, and hope for the future for the people of most countries in the world. It eliminates or significantly reduces poverty, homelessness, illness, social exclusion, ignorance, and illiteracy by redistributing income through its systems. Therefore, it reduces dissatisfaction and despair among every resident of society. The life insurance system is considered the main and most general tool of the social security system and the main base of social policies in industrial societies and developing countries, following the implementation of governments’ social policies. This research aims to examine the role of cultural factors affecting women's tendency towards life insurance. The research method is a survey method, and the data collection tool is the questionnaire technique. The statistical population is all married women over the age of 25 who purchase life insurance at Iran Insurance branches in the western region of Tehran, approximately 100,000 people. According to the Morgan table, 384 people were selected randomly and stratified. Considering that the dependent variable in this study can be in the form of values of zero and one, the logistic model was used as the econometric model. Stata Software was used to estimate the model. Inferential statistics were also used to test the hypotheses, and all research hypotheses were accepted. The results of estimating the logistic model, in which women's tendency to life insurance was considered as the dependent variable, indicate
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